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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a waterfront home in Jacksonville.

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$405,4005 bd · 3 ba · 2,554 sq ft

Active·Listed today

14384 Firebird Drive

Jacksonville, FL 32234

$405,400$159/sqftEst. $2,210/mo mortgageMLS# 2171720
5
Beds
3
Baths
2,554
Sq Ft
2027
Built
2
Garage
No
Pool
FEMA Zone XHOA $72/mo6,098 sqft lotWaterfrontSingle Family Residence2 storiesNew construction

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

Experience refined living in this exquisite Fort Caroline II new construction home. Encompassing 2,554 square feet, this thoughtfully designed single-story residence with bonus upstairs suite offers five bedrooms and four bathrooms, harmoniously blending convenience with luxury. The ground floor primary suite serves as a peaceful sanctuary, featuring a generously sized, luxuriously appointed bathroom that caters to your comfort. The heart of the home showcases an open-concept design where the gourmet kitchen, complete with a walk-in pantry and charming café area, flows effortlessly into welcoming living spaces. For more formal occasions, a dedicated dining room provides an sophisticated entertaining venue. Premium interior finishes elevate the aesthetic throughout, including elegant white cabinetry, sophisticated granite kitchen countertops, and refined quartz bathroom surfaces. The main living areas are adorned with high-end wood-look tile flooring.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$2,210
Property taxesest. at asking price, Duval County$662
HOAbilled quarterly$72
Estimated total, before insurance$2,944/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$625/yr · $52/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$405,400
$81,080
Loan Term
Monthly Payment
$2,210
Principal & Interest: $2,210
Property taxes (est.): $662
Insurance (est.): $270
Estimated Total Monthly
$3,142
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2027)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,464 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

North-facing backyard — the shade-and-soft-light lot

The listing reports the home facing south, which puts the backyard on the north side. Today at this address: sunrise 7:41 AM, sunset 6:41 PM.

  • The rear stays out of direct sun for most of the day — the coolest lanai orientation in a Florida summer, and the softest, most even light all day.
  • Winter afternoons on the lanai run dim earlier than any other orientation.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $625/yr

Estimated taxes if purchased at asking price: ~$7,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 30, 2026Listed$405,400

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $164/sq ft; this home is listed at $159/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
14385 Firebird Drive, Jacksonville, FL 32234Listed by OLYMPUS EXECUTIVE REALTY, INCSep 2026$350,000$1603/22,188940
14475 Firebird Drive, Jacksonville, FL 32234Listed by OLYMPUS EXECUTIVE REALTY, INCSep 2026$404,000$1624/32,4881130
14366 Firebird Drive, Jacksonville, FL 32234Listed by OLYMPUS EXECUTIVE REALTY, INCSep 2026$359,000$1643/22,18800
14360 Firebird Drive, Jacksonville, FL 32234Listed by OLYMPUS EXECUTIVE REALTY, INCSep 2026$364,000$1624/32,246180
14373 Firebird Drive, Jacksonville, FL 32234Listed by OLYMPUS EXECUTIVE REALTY, INCSep 2026$335,000$1764/21,908250
14372 Firebird Drive, Jacksonville, FL 32234Listed by OLYMPUS EXECUTIVE REALTY, INCAug 2026$330,558$1733/21,9081120

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$405,400
Price / Sq Ft$159
Bedrooms5
Bathrooms3.00
Full Baths3
Square Footage2,554
Total Structure Area3,118 sq ft
Acres0.14 acres
Year Built2027
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUnder Construction
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontYes
New ConstructionYes
Direction FacesSouth

School Information

ElementaryMamie Agnes Jones
MiddleBaldwin
HighBaldwin

Community Information

Address14384 Firebird Drive, Jacksonville, FL 32234
Area066-Cecil Commerce Area
SubdivisionBellbrooke
CityJacksonville
CountyDuval
StateFL
Zip Code32234
Lot Size6,098.4 sq ft
Lot Dimensions60x120
Parcel Number0023161965
ZoningResidential

Amenities

AmenitiesBarbecue, Dog Park, Playground
UtilitiesCable Available, Electricity Available, Electricity Connected, Natural Gas Not Available, Sewer Available, Sewer Connected, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage Door Opener
ViewPond
Waterfront TypePond

Interior

Interior FeaturesBreakfast Nook, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Electric Oven, Electric Water Heater, ENERGY STAR Qualified Water Heater, Microwave
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric, Multi Units
FlooringCarpet, Laminate
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Lower Level, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Lot DescriptionCleared
Patio / PorchPorch, Rear Porch
RoofShingle
ConstructionFiber Cement, Frame
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedOctober 31, 2026
Days on Market0
HOA Fees$215 / Quarterly
HOA FrequencyQuarterly
HOA NameSovereign and Jacobs
Tax Amount$624.57
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: OLYMPUS EXECUTIVE REALTY, INC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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