Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Atlantic Beach Preserve, Jacksonville — a home near Duncan U. Fletcher High School.

Photo 1 / 16
Active

Active·Listed today·Atlantic Beach Preserve

2621 Sandy Dune Drive

Jacksonville, FL 32233

$299,000$180/sqftEst. $1,643/mo mortgageMLS# 2170724
3
Beds
3.5
Baths
1,660
Sq Ft
2022
Built
1
Garage
No
Pool

6 more homes for sale in Atlantic Beach Preserve →Search Atlantic Beach Preserve on the map

FEMA Zone AENo HOA2,178 sqft lotTownhouse2 stories

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Atlantic Beach Preserve

Explore the investment potential at 2621 Sandy Dune Drive! Built just a few years ago, this Jacksonville townhome in the 32233 area offers an opportunity to expand your rental portfolio or make it your own. The property is being presented in its current condition and would benefit from a thorough deep cleaning. With an acceptable offer, sellers are willing to cover professional cleaning, with details to be negotiated in the purchase agreement. Bring your vision and prepare the space for its next chapter! Buyers to verify rental eligibility, association requirements, and any leasing restrictions.

Next steps in Atlantic Beach Preserve

FollowNew Atlantic Beach Preserve homes the day they list · free, no account

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$1,643
Property taxesest. at asking price, Duval County$488
Estimated total, before insurance$2,131/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,692/yr · $474/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$299,000
$59,800
Loan Term
Monthly Payment
$1,643
Principal & Interest: $1,643
Property taxes (est.): $488
Insurance (est.): $199
Estimated Total Monthly
$2,331
*30-year loan at 7.32% APR (avg 30-yr rate 2026-10-22, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone B

Zone B evacuates after zone A in an approaching storm.

Roof: Shingle — year not disclosed (home built 2022)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,756 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $5,692/yr

Estimated taxes if purchased at asking price: ~$5,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 23, 2026Listed$299,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $185/sq ft; this home is listed at $180/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2627 Sandy Dune Drive, Jacksonville, FL 32233Listed by COMPASS FLORIDA LLCJun 2026$312,500$1883/2.51,6603970
1159 Beach Dune Drive, Jacksonville, FL 32233Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTAug 2026$320,000$1813/2.51,768420.1
1105 Beach Dune Drive, Jacksonville, FL 32233Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTApr 2026$316,500$1913/2.51,6601240.1
2571 Sandy Dune Drive, Jacksonville, FL 32233Listed by MOMENTUM REALTYApr 2026$315,000$1853/2.51,706740.1
2866 Wonderwood Lane, Jacksonville, FL 32233Listed by CRYSTAL CLEAR REALTY, LLCOct 2026$260,900$1743/21,4981870.6
2856 Sand Castle Lane, Jacksonville, FL 32233Listed by O'MALLEY REAL ESTATE INCAug 2026$230,000$1832/21,254550.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$299,000
Price / Sq Ft$180
Bedrooms3
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage1,660
Acres0.05 acres
Year Built2022
TypeResidential
Sub-TypeTownhouse
StatusActive
# of Garages1
Has PoolNo
Is WaterfrontNo

School Information

ElementaryMayport
MiddleMayport

Community Information

Address2621 Sandy Dune Drive, Jacksonville, FL 32233
Area241-North Beach
SubdivisionAtlantic Beach Preserve
CityJacksonville
CountyDuval
StateFL
Zip Code32233
Lot Size2,178 sq ft
Parcel Number1689100110

Amenities

UtilitiesCable Available
Water SourcePublic
ParkingAdditional Parking

Interior

AppliancesDishwasher, Disposal, Dryer, Electric Range, Electric Water Heater, Refrigerator, Washer
HeatingElectric
CoolingCentral Air
# of Stories2
LevelsTwo

Exterior

RoofShingle

Additional Information

Date ListedOctober 23, 2026
Days on Market1
Tax Amount$5,691.72
Tax Year2025
Listing TermsCash, Conventional, FHA
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: UNITED REAL ESTATE GALLERY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Atlantic Beach Preserve

Atlantic Beach Preserve is a neighborhood in Atlantic Beach, FL (Duval County), ZIP 32233.

View all Atlantic Beach Preserve homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines