This home is in Grand Cay Villas, Palm Valley — a gated community home in Ponte Vedra Beach.
Active·Listed today·Grand Cay Villas
130 Veracruz Drive 721
Palm Valley, FL 32082
12 more homes for sale in Grand Cay Villas →Search Grand Cay Villas on the map
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About this home
Grand Cay Villas
Welcome to Grand Cay Villas, a gated condominium community offering comfort, convenience, and a desirable Ponte Vedra Beach location. This inviting condo features hardwood flooring throughout the main living area, plantation shutters, a breakfast bar, and newer stainless steel appliances. Enjoy cozy evenings by the wood-burning fireplace or unwind in the spacious primary suite, complete with a generous walk-in closet and an en-suite bath featuring a large vanity with ample drawer space and a relaxing garden tub. Additional features include an interior laundry room and a screened-in patio with a convenient storage closet. Residents enjoy a wonderful selection of community amenities, including a clubhouse, swimming pool and spa, fitness center, playground, car-wash area, and a charming open-air gazebo overlooking views of the TPC golf course. Across the street from Bolles school. Minutes to the beach! 10 min drive to Mickler's Beach.
Next steps in Grand Cay Villas
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone AE — high-risk flood zone (Special Flood Hazard Area)
Lenders require flood insurance for financed purchases here.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Shingle — year not disclosed (home built 1996)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,775 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access and league fields from this home's location.
Closest beach parking
Mickler's Landing Beachfront Park9 min drive · 202 parking spaces
Closest park or preserve
Nocatee Preserve18 min drive · 2,378 acres
Closest public boat ramp
Palm Valley Public Landingabout 5 mi · Tolomato River
Closest kayak & paddleboard launch
Nocatee Trail Paddlecraft Launch at Palm Valley Bridgeabout 5 mi · Intracoastal Waterway
Closest youth league fields
Cornerstone Park8 min drive · Baseball
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $2,653/yr
Estimated taxes if purchased at asking price: ~$3,400/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Oct 16, 2026Listed$210,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $219/sq ft; this home is listed at $230/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 211 Colima Court 1128, Ponte Vedra Beach, FL 32082Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Aug 2026 | $240,000 | $206 | 2/2 | 1,163 | 39 | 0.1 |
| 160 Veracruz Drive 433, Ponte Vedra Beach, FL 32082Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Jul 2026 | $270,000 | $254 | 2/2 | 1,065 | 32 | 0.1 |
| 120 Veracruz Drive 833, Ponte Vedra Beach, FL 32082Listed by PENINSULA PROPERTIES REALTY INC | Mar 2026 | $255,000 | $219 | 2/2 | 1,163 | 25 | 0.1 |
| 120 Veracruz Drive 813, Ponte Vedra Beach, FL 32082Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Dec 2025 | $250,000 | $215 | 2/2 | 1,163 | 57 | 0.1 |
| 160 Veracruz Drive 427, Ponte Vedra Beach, FL 32082Listed by ROBERT SLACK, LLC. | Dec 2025 | $200,000 | $255 | 1/1 | 785 | 68 | 0.1 |
| 100 Fairway Park Boulevard 2102, Ponte Vedra Beach, FL 32082Listed by FLORIDA HOMES REALTY & MTG LLC | Jul 2026 | $185,000 | $168 | 2/2 | 1,100 | 13 | 0.8 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: UNITED REAL ESTATE GALLERY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Grand Cay Villas
Grand Cay Villas is a neighborhood in Ponte Vedra Beach Condos, FL (St. Johns County), ZIP 32082.
View all Grand Cay Villas homes for sale →Keep looking
More homes in Grand Cay Villas
For Sale230 Colima Court 922Ponte Vedra Beach, FL 32082
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For Sale230 Colima Court 924Ponte Vedra Beach, FL 32082
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For Sale170 Veracruz Drive 334Ponte Vedra Beach, FL 32082
1 bd · 1 ba · 924 sq ft
$189,000Est. $1,006/moWelcome to effortless coastal living in the heart of Ponte Vedra Beach. This beautifully refreshed 1 bed/1 bath + flex…
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For Sale130 Veracruz Drive 722Ponte Vedra Beach, FL 32082
2 bd · 2 ba · 991 sq ft
$250,000Est. $1,331/moAre you looking for a location that offers amazing value at the fraction of the price? Do you want to live the beach…
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Krista Fracke
Broker Associate
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines