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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Grand Cay Villas, Ponte Vedra Beach.

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Active

Active·136 days on market·Grand Cay Villas

230 Colima Court 922

Ponte Vedra Beach, FL 32082

$209,000$211/sqftEst. $1,149/mo mortgageMLS# 2150395
↓ $50,000 below original list
2
Beds
2
Baths
991
Sq Ft
1996
Built
—
Garage
No
Pool

14 more homes for sale in Grand Cay Villas →Search Grand Cay Villas on the map

FEMA Zone XHOA $609/moCondominium1 story

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Grand Cay Villas

Welcome to the lowest priced condo in Grand Cay!! PLUS seller is offering seller financing! Come check out this charming two-bedroom, two-bathroom condo located in the wonderful, gated community of Grand Cay. Centrally located in the heart of Ponte Vedra Beach, this home offers convenient access to great restuarants, shopping, TPC headquarters, and everything Ponte Vedra Beach has to offer. Whether you're looking for a primary residence, a seasonal getaway, or an investment property, this condo presents an excellent opportunity. Priced to allow you to add your own personal touches and updates, you can truly make it your own. Don't miss your chance to own in this desirable community!

Next steps in Grand Cay Villas

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$1,149
Property taxesest. at asking price, St. Johns County$278
HOAbilled monthly$609
Estimated total, before insurance$2,036/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$209,000
$41,800
Loan Term
Monthly Payment
$1,149
Principal & Interest: $1,149
Property taxes (est.): $278
Insurance (est.): $139
Estimated Total Monthly
$1,566
*30-year loan at 7.32% APR (avg 30-yr rate 2026-10-22, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: material not specified — year not disclosed (home built 1996)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts

County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,745 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$223,000$195,457—
2024$228,000$177,688—
2023$261,330$161,535—
2022$164,000$146,850—
2021$133,500$133,500—
2020$130,000$130,000—

Estimated taxes if purchased at asking price: ~$3,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 24, 2026Price change$209,000−$30,000
  • Aug 7, 2026Price change$239,000−$10,000
  • Jul 27, 2026Price change$249,000−$10,000
  • Jun 12, 2026Listed$259,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $206/sq ft; this home is listed at $211/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
120 Veracruz Drive 833, Ponte Vedra Beach, FL 32082Listed by PENINSULA PROPERTIES REALTY INCMar 2026$255,000$2192/21,163250
211 Colima Court 1128, Ponte Vedra Beach, FL 32082Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYAug 2026$240,000$2062/21,163390.1
160 Veracruz Drive 433, Ponte Vedra Beach, FL 32082Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSJul 2026$270,000$2542/21,065320.1
695 A1A N 83, Ponte Vedra Beach, FL 32082Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYOct 2026$160,000$1272/1.51,260550.7
695 A1A N 53, Ponte Vedra Beach, FL 32082Listed by BEACHES REALTY AND MANAGEMENT LLCAug 2026$175,000$1392/21,260700.7
100 Fairway Park Boulevard 2102, Ponte Vedra Beach, FL 32082Listed by FLORIDA HOMES REALTY & MTG LLCJul 2026$185,000$1682/21,100130.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$209,000
Price / Sq Ft$211
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage991
Year Built1996
TypeResidential
Sub-TypeCondominium
StatusActive
Has PoolNo
Is WaterfrontNo

School Information

Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.
Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address230 Colima Court 922, Ponte Vedra Beach, FL 32082
Area262-Ponte Vedra Beach-W Of A1A-S Of Solana Rd
SubdivisionGrand Cay Villas Condo
CityPonte Vedra Beach
CountySt. Johns
StateFL
Zip Code32082
Parcel Number0621300922

Amenities

UtilitiesElectricity Available, Sewer Available, Water Available
Water SourcePublic
ParkingAssigned, Guest

Interior

AppliancesDryer, Electric Cooktop, Electric Oven, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
# of Stories1

Additional Information

Date ListedJune 12, 2026
Days on Market136
HOA Fees$609 / Monthly
HOA FrequencyMonthly
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: REAL BROKER LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Grand Cay Villas

Grand Cay Villas is a neighborhood in Ponte Vedra Beach Condos, FL (St. Johns County), ZIP 32082.

View all Grand Cay Villas homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Is this home priced right?

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines