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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active·13 days on market

5935 Long Cove Drive

Jacksonville, FL 32222

$365,000$126/sqftEst. $1,990/mo mortgageMLS# 2169598
4
Beds
3
Baths
2,895
Sq Ft
2001
Built
2
Garage
No
Pool
FEMA Zone XHOA $54/mo14,375 sqft lotSingle Family Residence1 story

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

Welcome to exceptional golf-course living in desirable Bent Creek! This beautiful all-brick home offers 2,895 sq. ft. of spacious, comfortable living with 4 bedrooms, 3 full baths, and generously sized rooms throughout. A welcoming grand foyer leads to a thoughtfully designed floor plan featuring a formal living room, formal dining area, and inviting family room with fireplace. The spacious eat-in kitchen is perfect for everyday living and entertaining, featuring a large breakfast countertop, electric range, and dishwasher. Freshly painted throughout the interior, this home also offers abundant closet space, blinds, and a security system already in place. Step outside to a large backyard overlooking the Bent Creek golf course, offering a peaceful and picturesque setting for relaxing or entertaining. Additional features include an irrigation system and 2 car garage.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$1,990
Property taxesest. at asking price, Duval County$596
HOAbilled annually$54
Estimated total, before insurance$2,640/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$365,000
$73,000
Loan Term
Monthly Payment
$1,990
Principal & Interest: $1,990
Property taxes (est.): $596
Insurance (est.): $243
Estimated Total Monthly
$2,829
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2001)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,762 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

Southwest-facing backyard — long light and winter sunsets

The listing reports the home facing northeast, which puts the backyard on the southwest side. Today at this address: sunrise 7:40 AM, sunset 6:42 PM.

  • The rear carries sun from midday deep into the evening, and in winter the sun sets almost straight into this exposure — the longest usable outdoor light of the diagonal lots.
  • Summer late-afternoons run hot, and shading the lanai’s west edge earns its keep.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $387/yr

Estimated taxes if purchased at asking price: ~$7,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 16, 2026Listed$365,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $173/sq ft; this home is listed at $126/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
5960 Long Cove Drive, Jacksonville, FL 32222Listed by FLORIDA LIFE REALTY AND INVESTMENTS, LLC.Sep 2026$395,500$1445/3.52,75110.1
5851 Las Counts Court, Jacksonville, FL 32222Listed by NEXTHOME ENDLESS SUMMERAug 2026$415,000$1983/22,09420.2
5735 Piper Glen Boulevard, Jacksonville, FL 32222Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$345,000$1614/22,147200.4
6668 Breeze Hill Court, Jacksonville, FL 32222Listed by MOMENTUM REALTYSep 2026$360,000$1734/32,080370.5
9918 Pavnes Creek Drive, Jacksonville, FL 32222Listed by KELLER WILLIAMS ST JOHNSAug 2026$414,000$1654/2.52,510521.2
9936 Pavnes Creek Drive, Jacksonville, FL 32222Listed by LPT REALTY LLCJul 2026$407,000$1844/32,213521.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$365,000
Price / Sq Ft$126
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,895
Acres0.33 acres
Year Built2001
TypeResidential
Sub-TypeSingle Family Residence
StyleContemporary, Ranch, Traditional
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo
Direction FacesNortheast

School Information

ElementaryWestview
MiddleWestview
HighWestside High School

Community Information

Address5935 Long Cove Drive, Jacksonville, FL 32222
Area064-Bent Creek/Plum Tree
SubdivisionBent Creek
CityJacksonville
CountyDuval
StateFL
Zip Code32222
Lot Size14,374.8 sq ft
Parcel Number0154343075
ZoningResidential

Amenities

AmenitiesPool, Clubhouse, Jogging Path, Park, Playground, Tennis Court(s)
UtilitiesCable Connected, Electricity Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener
ViewPond, Trees/Woods

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Oven, Electric Range, Electric Water Heater
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup
SecurityCarbon Monoxide Detector(s), Entry Phone/Intercom, Security System Owned, Smoke Detector(s)

Exterior

Exterior FeaturesStorm Shutters
Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Rear Porch
RoofShingle
ConstructionBrick
Road SurfacePaved

Additional Information

Date ListedOctober 16, 2026
Days on Market13
HOA Fees$646 / Annually
HOA FrequencyAnnually
HOA NameBent Creek Homeowner's Association. INC
Tax Amount$387
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: ZEE LUXE REALTY INC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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