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Active Under Contract

Active Under Contract·63 days on market

9918 Pavnes Creek Drive

Jacksonville, FL 32222

$410,000$163/sqftEst. $2,090/moMLS# 2147266

Beds

Baths

2,510

Sq Ft

2018

Built

Garage

Pool

About this home

Jacksonville

Impeccably maintained and thoughtfully upgraded, this exceptional residence offers refined living with effortless comfort. Designed for both everyday living and entertaining, the open concept floorplan features a dedicated office, versatile bonus room, and a screened lanai overlooking serene preserve views. A rear JEA easement provides lasting privacy with no future development behind the home, creating a peaceful backdrop rarely found. Every detail reflects pride of ownership, from the tankless water heater with filtration system to the whole house generator plug for added peace of mind. This truly move in ready home blends quality, functionality, and timeless appeal. Residents of Longleaf enjoy resort style amenities including 2 pools, clubhouse, fitness center, outdoor CrossFit gym, playground, and more. An exceptional opportunity to enjoy elevated living in one of the area's most desirable communities.

Cost to own

Mortgage calculator

Home Price

$410,000

Down Payment: 20%

$82,000

Interest Rate: 6.58%

Loan Term

Monthly Payment

$2,090

Principal & Interest: $2,090

Property taxes (est.): $670

Insurance (est.): $273

Estimated Total Monthly

$3,033

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$2,090

Property taxesest. at asking price, Duval County$669

HOAbilled monthly$88

Estimated total, before insurance$2,848/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,535/yr · $378/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$353,864	$224,799	—
2024	$342,349	$217,757	▲ $11,000
2023	$345,415	$209,959	—
2022	$309,825	$202,388	—
2021	$249,754	$195,037	—
2020	$241,894	$191,654	▲ $5,000

2025 property taxes (current owner): $4,535/yr

Estimated taxes if purchased at asking price: ~$8,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2018)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,783 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 19, 2026Active Under Contract$410,000
May 28, 2026Listed$410,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$410,000

Price / Sq Ft$163

Bedrooms4

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage2,510

Acres0.17 acres

Year Built2018

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

Property ConditionUpdated/Remodeled

StatusActive Under Contract

# of Garages2

Has PoolNo

Is WaterfrontNo

School Information

ElementaryWestview

MiddleWestview

HighWestside High School

Community Information

Address9918 Pavnes Creek Drive, Jacksonville, FL 32222

Area064-Bent Creek/Plum Tree

SubdivisionLongleaf

CityJacksonville

CountyDuval

StateFL

Zip Code32222

Lot Size7,405.2 sq ft

Parcel Number0164098875

Amenities

AmenitiesPool, Fitness Center, Park

UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingGarage

ViewProtected Preserve

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Kitchen Island, Open Floorplan, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms

AppliancesDishwasher, Disposal, Dryer, Electric Range, Refrigerator, Tankless Water Heater, Washer

HeatingCentral

CoolingCentral Air

FlooringCarpet, Tile

# of Stories1

LevelsOne

LaundryIn Unit