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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Springfield, Jacksonville.

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Active

Active·2 days on market·Springfield

1434 Ionia Street

Jacksonville, FL 32206

$569,000$255/sqftEst. $3,152/moMLS# 2169305
Open house Sun, Oct 18 · 11:00 am–12:30 pm
3
Beds
3.5
Baths
2,230
Sq Ft
2019
Built
2
Garage
No
Pool

51 more homes for sale in Springfield →Search Springfield on the map

FEMA Zone XNo HOA4,356 sqft lotSingle Family Residence2 stories

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Springfield

3 bedrooms | 3.5 bathrooms | 2-car garage | 2,230 sq. ft. Welcome home to this stunning 2019 Terrawise build in Historic Springfield, where modern comfort meets timeless charm! Step through the elegant entryway into a bright, open-concept layout featuring polished concrete floors that flow seamlessly from the living area into the showstopping kitchen, complete with quartz countertops, stainless-steel appliances, a built-in wall oven and microwave, designer tile backsplash, custom open shelving, a coffee and tea bar, and a handy pass-through pantry leading directly to the covered patio. Every bedroom has its own ensuite bathroom, offering comfort and privacy for everyone, while a convenient downstairs powder room is perfect for guests. The downstairs owner's suite is a true retreat, featuring dual closets, including a custom-designed closet system, built-in bedside tables, and sliding doors leading to your very own private covered outdoor retreat. Upstairs, you'll find two more

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,152
Property taxesest. at asking price, Duval County$929
Estimated total, before insurance$4,081/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,612/yr · $384/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$569,000
$113,800
Loan Term
Monthly Payment
$3,152
Principal & Interest: $3,152
Property taxes (est.): $929
Insurance (est.): $379
Estimated Total Monthly
$4,460
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2019)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,684 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $4,612/yr

Estimated taxes if purchased at asking price: ~$11,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 15, 2026Listed$569,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $231/sq ft; this home is listed at $255/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
402 E 6th Street, Jacksonville, FL 32206Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDEJun 2026$420,000$2073/32,032240.1
1443 N Market Street, Jacksonville, FL 32206Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDEJul 2026$497,000$1724/32,888840.2
330 E 3rd Street, Jacksonville, FL 32206Listed by COWFORD REALTY & DESIGN LLCJun 2026$594,500$2624/32,26520.2
411 E 1st Street, Jacksonville, FL 32206Listed by BELLE EPOQUE REALTY SERVICES LLCSep 2026$439,000$2024/32,1683860.3
135 E 4th Street, Jacksonville, FL 32206Listed by 1 REALTY CORPAug 2026$425,000$2314/3.51,842120.3
124 E 6th Street, Jacksonville, FL 32206Listed by FLORIDA HOMES REALTY & MTG LLCJul 2026$525,000$2594/32,029190.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$569,000
Price / Sq Ft$255
Bedrooms3
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage2,230
Acres0.10 acres
Year Built2019
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUpdated/Remodeled
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address1434 Ionia Street, Jacksonville, FL 32206
Area072-Springfield
SubdivisionSpringfield
CityJacksonville
CountyDuval
StateFL
Zip Code32206
Lot Size4,356 sq ft
Parcel Number0724690100
ZoningSingle Family

Amenities

UtilitiesElectricity Connected, Natural Gas Connected, Sewer Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Off Street

Interior

Interior FeaturesHis and Hers Closets, Kitchen Island, Open Floorplan, Primary Bathroom -Tub with Separate Shower, Primary Downstairs
AppliancesDryer, Gas Range, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringConcrete
FireplaceNo
# of Fireplaces0
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Lower Level, Washer Hookup

Exterior

Lot DescriptionHistoric Area
Patio / PorchCovered, Front Porch, Patio
FencingFenced, Full
RoofShingle

Additional Information

Date ListedOctober 15, 2026
Days on Market0
Tax Amount$4,612.33
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: ROOT REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Springfield

Springfield is a neighborhood in Jacksonville, FL (Duval County), ZIP 32206.

View all Springfield homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines

Open Houses

10/18/2026

11:00 am - 12:30 pm