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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Springfield, Jacksonville.

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Active

$510,0005 bd · 4 ba · 2,885 sq ft

Active·153 days on market·Springfield

1902 N Market Street

Jacksonville, FL 32206

$510,000$177/sqftEst. $2,764/mo mortgageMLS# 2150245
↓ $40,000 below original list
5
Beds
4
Baths
2,885
Sq Ft
2004
Built
—
Garage
No
Pool

54 more homes for sale in Springfield →Search Springfield on the map

FEMA Zone XNo HOA5,663 sqft lotSingle Family Residence2 stories

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Springfield

Rare opportunity in this spacious 5-bedroom, 4-bath home featuring two primary suites--ideal for multigenerational living, guests, or rental potential. The fifth bedroom also works beautifully as a study. Built by SRG, the popular Greeley plan sits on a wide corner lot with room for a carriage house or pool. Interior highlights include hardwood floors, coffered ceilings with designer inlays in the formal living and dining rooms, a gas fireplace, eat-in kitchen, and upstairs loft/family room. The kitchen offers stainless steel appliances, granite counters, and glass-front cabinetry. Both primary suites include walk-in closets with custom organizers, and the home offers abundant storage throughout. Outdoor living shines with a pergola-covered back porch, large paver patio, and alley-access gate. Just two blocks from Main Street dining and entertainment, and minutes from the new Phoenix Arts District.

Next steps in Springfield

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.18% · 30yr$2,764
Property taxesest. at asking price, Duval County$835
Estimated total, before insurance$3,599/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$9,626/yr · $802/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$510,000
$102,000
Loan Term
Monthly Payment
$2,764
Principal & Interest: $2,764
Property taxes (est.): $835
Insurance (est.): $340
Estimated Total Monthly
$3,939
*30-year loan at 7.18% APR (avg 30-yr rate 2026-11-05, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2004)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,703 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

West-facing backyard — the sunset lot

The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 6:50 AM, sunset 5:31 PM.

  • Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
  • Expect afternoon glare on rear glass, and real value in lanai screening or shade trees.
  • Morning coffee happens in shade; the front of the home takes the sunrise.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

Last sold: $537,000 in April 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2026$535,186$535,186—
2025$536,872$512,107▲ $30,990
2024$465,552$465,552—
2023$466,706$264,055—
2022$415,509$254,908—
2021$317,750$246,028—
2020$291,941$241,941—

2025 property taxes (current owner): $9,626/yr

Estimated taxes if purchased at asking price: ~$10,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,601 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2026), NEFMLS.

History

Price & status history

  • Oct 26, 2026Price change$510,000−$28,000
  • Aug 13, 2026Price change$538,000−$12,000
  • Jun 12, 2026Listed$550,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $207/sq ft; this home is listed at $177/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1606 N Market Street, Jacksonville, FL 32206Listed by KELLER WILLIAMS JACKSONVILLEOct 2026$549,900$2703/2.52,040100.3
124 E 6th Street, Jacksonville, FL 32206Listed by FLORIDA HOMES REALTY & MTG LLCJul 2026$525,000$2594/32,029190.3
1419 Hubbard Street, Jacksonville, FL 32206Listed by REMAX TOWNE CENTERJul 2026$570,000$1914/3.52,992660.4
1443 N Market Street, Jacksonville, FL 32206Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDEJul 2026$497,000$1724/32,888840.4
402 E 6th Street, Jacksonville, FL 32206Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDEJun 2026$420,000$2073/32,032240.4
419 E 6th Street, Jacksonville, FL 32206Listed by FLORIDA HOMES REALTY & MTG LLCMay 2026$585,000$2065/32,8361530.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Features

Price$510,000
Price / Sq Ft$177
Bedrooms5
Bathrooms4.00
Full Baths4
Square Footage2,885
Total Structure Area3,079 sq ft
Acres0.13 acres
Year Built2004
TypeResidential
Sub-TypeSingle Family Residence
StyleCraftsman
Property ConditionUpdated/Remodeled
StatusActive
Has PoolNo
Is WaterfrontNo
Direction FacesEast

School Information

This listingNo schools reported in the MLS
ElementaryAndrew A. Robinson, reported on 44 other Springfield listings
MiddleMatthew Gilbert, reported on 38 other Springfield listings
HighWilliam M. Raines, reported on 45 other Springfield listings
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address1902 N Market Street, Jacksonville, FL 32206
Area072-Springfield
SubdivisionSpringfield
CityJacksonville
CountyDuval
StateFL
Zip Code32206
Lot Size5,662.8 sq ft
Lot Dimensions50' x 125'
Parcel Number0719380000

Amenities

Community FeaturesSidewalks, Street Lights, Curbs
UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGated, On Street
ViewCity

Interior

Interior FeaturesEat-in Kitchen, Entrance Foyer, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Gas Range, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesGas
# of Stories2
LevelsTwo
LaundryLower Level

Exterior

Lot DescriptionCorner Lot, Historic Area
Patio / PorchDeck, Front Porch
FencingBack Yard
RoofShingle
ConstructionFiber Cement, Frame
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJune 12, 2026
Days on Market153
Tax Amount$9,626.48
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Springfield

Springfield is a neighborhood in Jacksonville, FL (Duval County), ZIP 32206.

View all Springfield homes for sale →
Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

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