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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active

$550,0008 bd · 8 ba · 3,704 sq ft

Active·28 days on market

5134 Ricker Road

Jacksonville, FL 32210

$550,000$148/sqftEst. $2,999/mo mortgageMLS# 2169018
8
Beds
8
Baths
3,704
Sq Ft
1984
Built
—
Garage
No
Pool
FEMA Zone XNo HOA12,197 sqft lotMulti Family1 story

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

Turnkey multifamily investment opportunity in West Jacksonville, Florida! This fully occupied quadruplex features 3,704 heated square feet across four units, offering 8 bedrooms, 8 full bathrooms, interior fireplaces, and a washer and dryer in each unit. With active leases in place, this income-producing rental property is an excellent opportunity for buy-and-hold investors looking to expand their real estate portfolio. Conveniently located approximately 8-10 miles from the Cecil Commerce Center/AllianceFlorida logistics hub and major employment centers, the property offers established tenancy, ample resident parking, and long-term rental investment potential.

Next steps in Jacksonville

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$2,999
Property taxesest. at asking price, Duval County$898
Estimated total, before insurance$3,897/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$8,166/yr · $681/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$550,000
$110,000
Loan Term
Monthly Payment
$2,999
Principal & Interest: $2,999
Property taxes (est.): $898
Insurance (est.): $367
Estimated Total Monthly
$4,263
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1984)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,739 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

As of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $8,166/yr

Estimated taxes if purchased at asking price: ~$10,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 13, 2026Listed$550,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $138/sq ft; this home is listed at $148/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
5126 Ricker Road 1-4, Jacksonville, FL 32210Listed by KELLER WILLIAMS ST JOHNSMay 2026$512,000$1388/83,704560
7619 Indian Lakes Drive 1-4, Jacksonville, FL 32210Listed by KELLER WILLIAMS ST JOHNSMay 2026$512,000$1388/83,704630.1
5136 Westchase Court, Jacksonville, FL 32210Listed by WEICHERT REALTORS THE COFFEY GROUPMar 2026$405,000$1398/42,916300.1
5128 Westchase Court, Jacksonville, FL 32210Listed by CB ISAAC REALTYFeb 2026$385,000$1328/368.52,916240.1
5243 Westchase Court, Jacksonville, FL 32210Listed by THE GARDNER EMPIRE REAL ESTATEDec 2025$400,000$1378/42,916220.1
5120 Westchase Court, Jacksonville, FL 32210Listed by COLDWELL BANKER VANGUARD REALTYOct 2026$340,000$1178/42,9161810.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Features

Price$550,000
Price / Sq Ft$148
Bedrooms8
Bathrooms8.00
Full Baths8
Square Footage3,704
Acres0.28 acres
Year Built1984
TypeResidential Income
Sub-TypeMulti Family
StatusActive
Has PoolNo
Is WaterfrontNo

School Information

This listingNo schools reported in the MLS
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address5134 Ricker Road, Jacksonville, FL 32210
Area063-Jacksonville Heights/Oak Hill/English Estates
SubdivisionIndian Lakes
CityJacksonville
CountyDuval
StateFL
Zip Code32210
Lot Size12,196.8 sq ft
Parcel Number0142734215
ZoningResidential

Amenities

UtilitiesSewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached

Interior

AppliancesElectric Oven, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringTile
FireplaceYes
# of Fireplaces4
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne

Exterior

Lot DescriptionCleared, Few Trees
FencingPrivacy
RoofShingle
ConstructionFrame, Wood Siding

Additional Information

Date ListedOctober 13, 2026
Days on Market28
Tax Amount$8,166.03
Tax Year2025
Listing TermsCash, Conventional
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS ST JOHNS

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

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