This lot is in Prairie Lakes, St. Augustine.
$195,0001.04 acres · Unimproved Land
Active·34 days on market·Prairie Lakes
248 Prairie Lakes Drive N
St. Augustine, FL 32084
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About this lot
Prairie Lakes
Imagine building your dream home on a beautiful 1+ acre homesite tucked away on a quiet cul-de-sac in Prairie Lakes! This exceptional property offers peaceful surroundings, privacy and the opportunity to bring your vision to life. Even better, county-approved architectural plans are available for a stunning 3,884 sq. ft. custom residence featuring 4 bedrooms, a study, upstairs bonus room, spacious great room, luxurious primary suite and covered outdoor living. The proposed design offers over 5,100 sq. ft. under roof! A building permit has also been obtained. Want more space? The adjoining 1.29-acre lot at 255 N Prairie Lakes Dr is also available, with potential to pursue approval of a similar home design. Just minutes from historic St. Augustine, shopping, dining and beaches. The same seller also offers two lakefront lots on Crystal Lake Dr and may consider a package deal on all four!
Next steps in Prairie Lakes
Cost to own
Carrying cost
What holding this lot costs per month at the asking price. Land loans run on different terms than a home mortgage, so the payment is left out; ask for current lot-loan terms.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard (the whole 1-acre lot)
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Krista can connect you with local insurance quotes before you make an offer.
As of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Anastasia State Parkabout 7 mi · 200 parking spaces
Closest park or preserve
Treaty Park15 min drive · 1.9 mi of trails
Closest public boat ramp
Douglas C. Crane Parkabout 5 mi · Matanzas River
Closest kayak & paddleboard launch
Vail Point Park – Paddlecraft Dockabout 5 mi · Moultrie Creek
Closest youth league fields
Treaty Park21 min drive · Basketball, Football, Lacrosse
Closest grocery store
Publixabout 2 mi · 250 Plaza Blvd, Saint Augustine
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2026 | $100,000 | $100,000 | — |
| 2025 | $100,000 | $100,000 | — |
| 2024 | $100,000 | $100,000 | — |
| 2023 | $78,000 | $35,369 | — |
| 2022 | $61,600 | $32,154 | — |
| 2021 | $44,000 | $29,231 | — |
| 2020 | $40,000 | $26,574 | — |
2025 property taxes (current owner): $1,353/yr
Estimated taxes if purchased at asking price: ~$3,100/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,526 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2026), NEFMLS.
History
Price & status history
- Oct 10, 2026Listed$195,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $95,122 an acre; this lot is listed at $187,500 an acre.
| Address | Closed | Price | $/acre | Acres | DOM | Miles |
|---|---|---|---|---|---|---|
| 299 Cyphers Way, St. Augustine, FL 32084Listed by BERKSHIRE HATHAWAY HOME SERVICES FLORIDA NETWORK | Jun 2025 | $195,000 | $95,122 | 2.05 | 204 | 0.4 |
| 00 County Road 214 S, St. Augustine, FL 32084Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE | Nov 2025 | $102,000 | $77,863 | 1.31 | 434 | 1.9 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this lot is worth; Krista runs the adjustments per lot.
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Features
School Information
Community Information
Amenities
Exterior
Additional Information
Listing Courtesy of: TOP AGENT REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Prairie Lakes
Prairie Lakes is a neighborhood in St. Augustine, FL (St. Johns County), ZIP 32084.
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Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines