This lot is in Prairie Lakes, St. Augustine.
$195,0000.51 acres · Unimproved Land
Active·35 days on market·Prairie Lakes
316 Crystal Lake Drive
St. Augustine, FL 32084
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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this lot
Prairie Lakes
Imagine designing your dream home overlooking a peaceful spring-fed lake, where mornings begin with beautiful water views and evenings end with breathtaking sunsets! Welcome to 316 Crystal Lake Dr, a beautiful lakefront homesite in Prairie Lakes offering the perfect canvas for your custom-built retreat. Enjoy the tranquility of a picturesque wooded backdrop while remaining just minutes from historic St. Augustine, shopping, dining, and beaches. With low HOA fees and no time restriction to build, you can bring your vision to life on your own timeline. Looking for inspiration? A stunning custom lakefront home at 144 N Prairie Lakes Dr sold in 2025 for over $1.25 million! Want to dream even bigger? The adjoining lakefront lot at 312 Crystal Lake Dr is also available for purchase, creating a wonderful opportunity for additional space and privacy. The seller, an experienced builder, is happy to discuss construction possibilities. Your dream starts here!
Next steps in Prairie Lakes
Cost to own
Carrying cost
What holding this lot costs per month at the asking price. Land loans run on different terms than a home mortgage, so the payment is left out; ask for current lot-loan terms.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Krista can connect you with local insurance quotes before you make an offer.
As of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Anastasia State Parkabout 7 mi · 200 parking spaces
Closest park or preserve
Treaty Park15 min drive · 1.9 mi of trails
Closest public boat ramp
Douglas C. Crane Parkabout 5 mi · Matanzas River
Closest kayak & paddleboard launch
Vail Point Park – Paddlecraft Dockabout 5 mi · Moultrie Creek
Closest youth league fields
Treaty Park21 min drive · Basketball, Football, Lacrosse
Closest grocery store
Publixabout 2 mi · 250 Plaza Blvd, Saint Augustine
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2026 | $100,000 | $100,000 | — |
| 2025 | $100,000 | $100,000 | — |
| 2024 | $100,000 | $100,000 | — |
| 2023 | $78,000 | $42,871 | — |
| 2022 | $61,600 | $38,974 | — |
| 2021 | $44,000 | $35,431 | — |
| 2020 | $40,000 | $32,210 | — |
2025 property taxes (current owner): $1,353/yr
Estimated taxes if purchased at asking price: ~$3,100/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,526 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2026), NEFMLS.
History
Price & status history
- Oct 10, 2026Listed$195,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $237,500 an acre; this lot is listed at $382,353 an acre.
| Address | Closed | Price | $/acre | Acres | DOM | Miles |
|---|---|---|---|---|---|---|
| 1167 King Street, St. Augustine, FL 32084Listed by RE/MAX UNLIMITED | Apr 2026 | $95,000 | $237,500 | 0.4 | 196 | 3.1 |
| 1030 Cheyenne Drive, St. Augustine, FL 32086Listed by COLDWELL BANKER PREMIER PROPERTIES | Aug 2026 | $160,000 | $235,294 | 0.68 | 24 | 3.5 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this lot is worth; Krista runs the adjustments per lot.
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Features
School Information
Community Information
Amenities
Exterior
Additional Information
Listing Courtesy of: TOP AGENT REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Prairie Lakes
Prairie Lakes is a neighborhood in St. Augustine, FL (St. Johns County), ZIP 32084.
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Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines