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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Coastal Oaks, Ponte Vedra — a home near Allen D. Nease High School.

Active

Active·Listed today·Coastal Oaks

48 Marco Island Way

Ponte Vedra, FL 32081

$345,000Est. $1,842/moMLS# 2167108
0
Beds
0
Baths
0
Sq Ft
2026
Built
—
Garage
No
Pool

20 more homes for sale in Coastal Oaks →Search Coastal Oaks on the map

HOA $255/mo9,148 sqft lotSingle Family Residence

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Coastal Oaks

A truly rare opportunity in Coastal Oaks Nocatee. This homesite offers the chance to build NEW in one of Nocatee's most established and sought after gated communities, where existing homes were built exclusively by Toll Brothers and opportunities for new construction don't exist. The previous home suffered a fire, has been removed and the homesite is ready for its next chapter. The seller has already worked extensively with the Coastal Oaks ARC and Providence Homes on plans for a new residence, creating the potential for a buyer to continue with the existing design, builder process and significantly streamline the path toward construction. Buyers may also explore creating their own custom home with an approved builder, subject to HOA and ARC requirements. This is more than a homesite. It is an opportunity to create a home designed specifically for you while enjoying the mature landscaping, established streets, privacy and central Nocatee location that are difficult to replicate

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.03% · 30yr$1,842
Property taxesest. at asking price, St. Johns County$459
HOAbilled quarterly$255
Estimated total, before insurance$2,556/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$11,817/yr · $985/mo

This bill runs well above the county-average estimate — usually the sign of a CDD or special assessment on this home. We confirm the exact line (and whether a bond was ever prepaid) before you offer.

  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$345,000
$69,000
Loan Term
Monthly Payment
$1,842
Principal & Interest: $1,842
Property taxes (est.): $459
Insurance (est.): $230
Estimated Total Monthly
$2,531
*30-year loan at 7.03% APR (avg 30-yr rate 2026-09-24, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $11,817/yr

Estimated taxes if purchased at asking price: ~$5,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 30, 2026Listed$345,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$345,000
Bedrooms0
Bathrooms0.00
Full Baths0
Acres0.21 acres
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionTo Be Built
StatusActive
Has PoolNo
Is WaterfrontNo
Gated CommunityYes

School Information

Community Information

Address48 Marco Island Way, Ponte Vedra, FL 32081
Area272-Nocatee South
SubdivisionCoastal Oaks At Nocatee
CityPonte Vedra
CountySt. Johns
StateFL
Zip Code32081
Lot Size9,147.6 sq ft
Parcel Number0702912440
ZoningResidential

Amenities

AmenitiesPool, Basketball Court, Clubhouse, Dog Park, Fitness Center, Gated, Jogging Path, Maintenance Grounds, Management- On Site, Park, Playground, Security, Tennis Court(s)
Community FeaturesSidewalks, Suburban, Street Lights, Gated
UtilitiesCable Connected, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingOff Street

Interior

AppliancesNone
HeatingNone
CoolingNone
# of Stories0
Security24 Hour Security, Gated with Guard

Exterior

Road SurfaceAsphalt

Additional Information

Date ListedSeptember 30, 2026
Days on Market0
HOA Fees$766 / Quarterly
HOA FrequencyQuarterly
HOA NameCoastal Oaks
HOA Fee IncludesMaintenance Grounds, Maintenance Structure, Security
Tax Amount$11,817.1
Tax Year2025
Listing TermsConventional, Other
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: EXP REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Coastal Oaks

Coastal Oaks is a neighborhood in Nocatee, FL (St. Johns County), ZIP 32081.

View all Coastal Oaks homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines