Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Coastal Oaks, Ponte Vedra — a gated community home in St. Johns County.

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Active

Active·151 days on market·Coastal Oaks

429 Pelican Pointe Road

Ponte Vedra, FL 32081

$684,900$334/sqftEst. $3,521/moMLS# 2135424

Beds

Baths

2,052

Sq Ft

2018

Built

Garage

Pool

About this home

Coastal Oaks

MOVE IN READY! Private preserve homesite in Coastal Oaks featuring a stunning kitchen and open-concept design. Huge island offers seating for 8 and is accented by a brand-new tambour finish for a modern designer touch. The spacious living and dining areas flow seamlessly together, creating the perfect setting for entertaining and everyday living. Enjoy peaceful views and added privacy from your backyard, while inside, enjoy high end finishes, including a beautifully updated primary bath with a new ADA-compliant shower makes this home ready for you!

Cost to own

Mortgage calculator

Home Price

$684,900

Down Payment: 20%

$136,980

Interest Rate: 6.66%

Loan Term

Monthly Payment

$3,521

Principal & Interest: $3,521

Property taxes (est.): $911

Insurance (est.): $457

Estimated Total Monthly

$4,889

*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$3,521

Property taxesest. at asking price, St. Johns County$911

HOAbilled quarterly$255

Estimated total, before insurance$4,688/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$10,088/yr · $841/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Last sold: $630,000 in July 2023(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$570,162	$519,440	—
2024	$580,891	$580,891	—
2023	$590,052	$437,697	—
2022	$490,294	$397,906	—
2021	$361,733	$361,733	—
2020	$336,712	$336,712	—

2025 property taxes (current owner): $10,088/yr

Estimated taxes if purchased at asking price: ~$10,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2018)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,703 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Apr 1, 2026Listed$684,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$684,900

Price / Sq Ft$334

Bedrooms3

Bathrooms2.00

Full Baths2

Square Footage2,052

Acres0.16 acres

Year Built2018

TypeResidential

Sub-TypeSingle Family Residence

StyleCraftsman, Ranch

Property ConditionUpdated/Remodeled

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

Gated CommunityYes

Community Information

Address429 Pelican Pointe Road, Ponte Vedra, FL 32081

Area272-Nocatee South

SubdivisionCoastal Oaks At Nocatee

CityPonte Vedra

CountySt. Johns

StateFL

Zip Code32081

Lot Size6,969.6 sq ft

Parcel Number0702915040

ZoningResidential

Amenities

AmenitiesPool, Basketball Court, Clubhouse, Dog Park, Fitness Center, Gated, Jogging Path, Maintenance Grounds, Management - Off Site, Park, Pickleball, Playground, Security, Tennis Court(s)

UtilitiesNatural Gas Available, Natural Gas Connected, Water Available

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage, Garage Door Opener

ViewProtected Preserve

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Tub with Shower, Primary Bathroom -Tub with Separate Shower, Split Bedrooms

AppliancesDishwasher, Disposal, Dryer, Gas Cooktop, Gas Oven, Gas Water Heater, Ice Maker, Microwave, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned

HeatingCentral, Electric

CoolingCentral Air, Electric

FlooringTile, Vinyl

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, Gas Dryer Hookup, In Unit

Security24 Hour Security, Carbon Monoxide Detector(s), Gated with Guard, Smoke Detector(s)