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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a new construction home in Jacksonville.

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Active

Active·5 days on market

5682-5684 Baywood Terrace

Jacksonville, FL 32211

$510,000$215/sqftEst. $2,792/moMLS# 2167075
6
Beds
4
Baths
2,370
Sq Ft
—
Built
2
Garage
No
Pool
FEMA Zone XNo HOADuplex1 storyNew construction

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Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 333-8595 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

Coming Soon! (estimated completion by end of October) This Under Construction 2026 single story, Duplex is designed with functional durability, having a plywood shell under Hardie board cementious siding, and also includes an Architectural shingle roof and a 2-10 New Construction 10 year Structural Warranty. New Construction benefits and contemporary finishes you'll fall in love with! Each unit has 3 bedrooms, 2 full baths, and an attached garage. The Modern Open kitchen features beautiful quartz countertops and stainless steel appliances with a large bar island flowing into the comfortable living room retreat. The luxurious primary suite, includes a walk-in shower and dual Sinks, with two more spacious bedrooms and a 2nd full bathroom. The attached garage offers additional parking and storage options and topped off with your own fenced in backyard for entertaining and play! Location Location Location! The home is located across from JU and just down the street from Blue Cypress Park

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.28% · 30yr$2,792
Property taxesest. at asking price, Duval County$833
Estimated total, before insurance$3,624/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$510,000
$102,000
Loan Term
Monthly Payment
$2,792
Principal & Interest: $2,792
Property taxes (est.): $833
Insurance (est.): $340
Estimated Total Monthly
$3,964
*30-year loan at 7.28% APR (avg 30-yr rate 2026-10-01, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,621 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Sep 30, 2026Listed$510,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$510,000
Price / Sq Ft$215
Bedrooms6
Bathrooms4.00
Full Baths4
Square Footage2,370
Total Structure Area2,800 sq ft
TypeResidential Income
Sub-TypeDuplex
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo
New ConstructionYes

Community Information

Address5682-5684 Baywood Terrace, Jacksonville, FL 32211
Area041-Arlington
SubdivisionMerrill
CityJacksonville
CountyDuval
StateFL
Zip Code32211
Parcel Number0

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerSeptic Tank
Water SourcePublic
ParkingAttached, Garage

Interior

AppliancesDishwasher, Electric Range, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Lot DescriptionFew Trees
FencingWood
RoofShingle
ConstructionFiber Cement
Road FrontageEasement

Additional Information

Date ListedSeptember 30, 2026
Days on Market0
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
New ConstructionYes

Listing Courtesy of: JWB REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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