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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Deerwood, Jacksonville — a waterfront home in Jacksonville.

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Active Under Contract

Active Under Contract·17 days on market·Deerwood

0 Riding Club Road E

Jacksonville, FL 32256

$575,000Est. $3,147/moMLS# 2165507
0
Beds
0
Baths
0
Sq Ft
—
Built
—
Garage
No
Pool

14 more homes for sale in Deerwood →Search Deerwood on the map

FEMA Zone XHOA $5/mo0.56 acresWaterfrontUnimproved Land

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 333-8595 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Deerwood

Explore this unique opportunity to build your custom home on this lakefront lot in gated Deerwood. With .56 acres on a cut-de-sac street, this land is the quiet retreat you've been looking for. The neighborhood is known for its private streets, mature trees, and wildlife. Deerwood is a golf course community located in the heart of Jacksonville's Southside. Convenient to I-95, I-295 and the St. Johns Town Center, this lot is in the middle of everything. Dont miss this chance for one of the last lots available in Deerwood.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.28% · 30yr$3,147
Property taxesest. at asking price, Duval County$939
HOAbilled annually$5
Estimated total, before insurance$4,091/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,058/yr · $505/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$575,000
$115,000
Loan Term
Monthly Payment
$3,147
Principal & Interest: $3,147
Property taxes (est.): $939
Insurance (est.): $383
Estimated Total Monthly
$4,470
*30-year loan at 7.28% APR (avg 30-yr rate 2026-10-01, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,531 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $6,058/yr

Estimated taxes if purchased at asking price: ~$11,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 24, 2026Active Under Contract$575,000
  • Sep 18, 2026Listed$575,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$575,000
Bedrooms0
Bathrooms0.00
Full Baths0
Acres0.56 acres
TypeLand
Sub-TypeUnimproved Land
StatusActive Under Contract
Has PoolNo
Is WaterfrontYes

Community Information

Address0 Riding Club Road E, Jacksonville, FL 32256
Area024-Baymeadows/Deerwood
SubdivisionDeerwood
CityJacksonville
CountyDuval
StateFL
Zip Code32256
Lot Size24,393.6 sq ft
Parcel Number1486314122

Amenities

UtilitiesCable Available, Sewer Available, Water Connected
Water SourcePublic
ViewLake
Waterfront TypeLake Front

Exterior

Lot DescriptionDead End Street, Irregular Lot

Additional Information

Date ListedSeptember 18, 2026
Days on Market13
HOA Fees$54 / Annually
HOA FrequencyAnnually
HOA NameDeerwood Improvement Association
Tax Amount$6,058.31
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo

Listing Courtesy of: RED DOOR REALTY GROUP, INC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Deerwood

Deerwood is a neighborhood in Jacksonville, FL (Duval County), ZIP 32256.

View all Deerwood homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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