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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

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Sold

Sold·Closed Aug 31, 2026·98 days on market·Recent sales in Jacksonville

909 Cedar Street

Jacksonville, FL 32207

$525,000sold priceListed at $575,000 · 91.3% of asking$290/sqftMLS# 2164895
0
Beds
0
Baths
1,813
Sq Ft
1924
Built
—
Garage
No
Pool
No HOA5,663 sqft lotTriplex1 story

About this home

Jacksonville

Turnkey, fully furnished triplex just 1 block from the St. Johns River in the heart of San Marco. Renovated and income-producing, this is a rare opportunity to step into a high-demand rental asset with immediate cash flow potential. Ideally located on a quiet street in the Southbank medical hub--walk or bike to San Marco Square's restaurants, shops + parks. The property features 3 well-appointed units: a 2BR/1BA, a studio, and a 1BR/1BA--perfect for short-term, long-term, or house-hack flexibility. Each unit offers a private outdoor space, and all furnishings convey for an easy transition. Recent improvements include updated kitchens and baths, many new appliances, restored hardwood floors, LVP flooring in the studio, new windows, major plumbing and electrical updates, newer systems, and separate electric meters. Strong rental demand driven by proximity to Baptist, MD Anderson, Nemours + major employers. **While the roof is in good condition, offering a new roof with accepted offer!**

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,908
Property taxesest. at asking price, Duval County$857
Estimated total, before insurance$3,765/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,844/yr · $570/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$525,000
$105,000
Loan Term
Monthly Payment
$2,908
Principal & Interest: $2,908
Property taxes (est.): $857
Insurance (est.): $350
Estimated Total Monthly
$4,115
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$326,029$326,029—
2024$427,104$427,104—
2023$427,104$427,104—
2022$329,966$145,057▲ $90,650
2021$239,316$135,524—
2020$239,316$128,593▼ $21,756

2025 property taxes (current owner): $6,844/yr

Estimated taxes if purchased at asking price: ~$10,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 15, 2026Listed$575,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $170/sq ft; this home is listed at $317/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1527 Naldo Avenue, Jacksonville, FL 32207Listed by OCEANSIDE REAL ESTATEAug 2026$350,000$1684/12,0801240.4
2253 Herschel Street, Jacksonville, FL 32204Listed by 1 REALTY CORPOct 2025$500,000$2435/32,054491.4
2501 Myra Street, Jacksonville, FL 32204Listed by THIRDSTONE PROPERTIES LLCAug 2026$251,000$1313/31,91531.7
2518&2520 College Street, Jacksonville, FL 32204Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTJun 2026$369,700$1704/22,18111.7
2514&2516 College Street, Jacksonville, FL 32204Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTJun 2026$349,160$1734/22,01601.7
2609&2611 College Street, Jacksonville, FL 32204Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTJun 2026$339,000$1654/22,05611.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$575,000
Price / Sq Ft$317
Bedrooms0
Bathrooms0.00
Full Baths0
Square Footage1,813
Acres0.13 acres
Year Built1924
TypeResidential Income
Sub-TypeTriplex
StatusClosed
Has PoolNo
Is WaterfrontNo

School Information

MiddleSelect One

Community Information

Address909 Cedar Street, Jacksonville, FL 32207
Area011-San Marco
SubdivisionPhillips Addn
CityJacksonville
CountyDuval
StateFL
Zip Code32207
Lot Size5,662.8 sq ft
Parcel Number0807790000

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingAdditional Parking, Guest

Interior

AppliancesDryer, Electric Oven, Electric Range, Microwave, Refrigerator, Washer, Washer/Dryer Stacked
HeatingElectric
CoolingMulti Units, Wall/Window Unit(s)
FlooringLaminate, Tile, Wood
# of Stories1
LevelsOne
LaundryIn Unit

Exterior

Exterior FeaturesCourtyard
Lot DescriptionHistoric Area

Additional Information

Date ListedSeptember 15, 2026
Days on Market98
Tax Amount$6,844.34
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: REAL BROKER LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 31, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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