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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a home near Middleburg High School.

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Pending

Pending·29 days on market

1723 Breezewood Street

Jacksonville, FL 32234

$355,000$134/sqftEst. $1,966/moMLS# 2164442
3
Beds
2
Baths
2,640
Sq Ft
2008
Built
—
Garage
No
Pool
FEMA Zone XNo HOA1.08 acresSingle Family Residence1 story

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

Completely remodeled from top to bottom on a private 1.08-acre lot in Clay County's Westwood subdivision, and this one is truly move-in ready. Brand new roof and HVAC system in 2026 mean the big-ticket items are already done, paired with a 2024 water heater for total peace of mind. The kitchen has been fully reimagined with brand new cabinetry and appliances throughout, ready for anyone who loves to cook or entertain. Brand new LVP flooring runs throughout the entire home, giving it a clean, cohesive, move-in feel from room to room. The guest bathroom has been completely rebuilt, while the master bath keeps its existing layout with a fresh new vanity and updated lighting.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,966
Property taxesest. at asking price, Clay County$544
Estimated total, before insurance$2,510/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,053/yr · $338/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$355,000
$71,000
Loan Term
Monthly Payment
$1,966
Principal & Interest: $1,966
Property taxes (est.): $544
Insurance (est.): $237
Estimated Total Monthly
$2,747
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2008)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,663 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$448,350$231,708—
2024$426,335$224,471—
2023$388,318$216,477—
2022$327,965$208,716—
2021$268,466$201,181—
2020$252,574$197,714—

2025 property taxes (current owner): $4,053/yr

Estimated taxes if purchased at asking price: ~$6,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 17, 2026Price change$355,000+$5,100
  • Sep 11, 2026Listed$349,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $212/sq ft; this home is listed at $134/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1723 Breezewood Street, Jacksonville, FL 32234Listed by MARK SPAIN REAL ESTATEJul 2026$185,000$703/22,640730
2054 Louie Carter Road, Maxville, FL 32234Listed by EXIT INSPIRED REAL ESTATEJun 2026$675,000$3013/22,2402181.8
2126 Mallard Road, Middleburg, FL 32068Listed by MAGNOLIA & OAK REAL ESTATE COMPANY LLCJul 2026$450,000$1994/32,2641272.5
2130 Mallard Road, Middleburg, FL 32068Listed by MAGNOLIA & OAK REAL ESTATE COMPANY LLCJun 2026$490,000$2124/32,31582.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$355,000
Price / Sq Ft$134
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage2,640
Acres1.08 acres
Year Built2008
TypeResidential
Sub-TypeSingle Family Residence
StyleCottage, Traditional
Property ConditionUpdated/Remodeled
StatusPending
Has PoolNo
Is WaterfrontNo

School Information

ElementaryClay Hill
MiddleWilkinson

Community Information

Address1723 Breezewood Street, Jacksonville, FL 32234
Area145-middleburg-SW
SubdivisionWestwood
CityJacksonville
CountyClay
StateFL
Zip Code32234
Lot Size47,044.8 sq ft
Parcel Number34042300034108001

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerSeptic Tank
Water SourceWell
ParkingAdditional Parking

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Primary Bathroom -Tub with Separate Shower
AppliancesDishwasher, Disposal, Electric Range, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringVinyl, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesGas
# of Stories1
LevelsOne
LaundryIn Unit
SecurityCarbon Monoxide Detector(s), Smoke Detector(s)

Exterior

Lot DescriptionCleared
Patio / PorchDeck, Patio, Porch, Rear Porch
FencingFenced, Wood
RoofShingle
ConstructionWood Siding
Road SurfaceDirt

Additional Information

Date ListedSeptember 11, 2026
Days on Market6
Tax Amount$4,053.41
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: PURSUIT REAL ESTATE, LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

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