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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Sold

Sold·Closed Jun 5, 2026·218 days on market

2054 Louie Carter Road

Maxville, FL 32234

$675,000sold priceListed at $789,990 · 85.4% of asking$301/sqftMLS# 2108417
3
Beds
2
Baths
2,240
Sq Ft
2006
Built
—
Garage
No
Pool
No HOA30.01 acresManufactured Home1 story

About this home

Maxville

Very rare in Clay County! This 2006 Homes of Merit triple-wide home, built to modular standards on poured concrete footers, offers 3 bedrooms, 2 bathrooms, a spacious living room, and den with 2,240 sq. ft. of living space. Perfectly situated on 30 acres of beautiful high and dry agricultural land with no wetlands or flood zone, this estate blends modern living with wide-open possibilities. (Additional home with 30.68 acers for sale at 2064 Louie carter) Surrounded by over 80,000 acres of preserved property that will never be developed, it provides unmatched privacy and is a true sportsman's paradise, with deer, turkey, rabbits, and squirrels roaming freely. The land is ideal for horses, cattle, or farming, making it both recreational and agricultural in value. Located on a county-maintained road within the highly regarded Clay County school district and equipped with high-speed internet, this property offers the rare balance of peaceful country living with everyday convenience.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,739
Property taxesest. at asking price, Clay County$1,034
Estimated total, before insurance$4,773/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$790/yr · $66/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$675,000
$135,000
Loan Term
Monthly Payment
$3,739
Principal & Interest: $3,739
Property taxes (est.): $1,034
Insurance (est.): $450
Estimated Total Monthly
$5,223
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Metal — year not disclosed (home built 2006)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,739 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$307,638$29,490—
2024$283,842$28,514—
2023$248,404$27,821—
2022$209,214$25,638—
2021$172,887$23,335—
2020$238,862$17,785—

2024 property taxes (current owner): $790/yr

Estimated taxes if purchased at asking price: ~$12,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $199/sq ft; this home is listed at $353/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2455 Violet Way, Middleburg, FL 32068Listed by SMILEEHOUSE AUCTION CO LLCJun 2026$135,000$733/21,848141.6
2490 Violet Way, Middleburg, FL 32068Listed by DALTON WADE INCJun 2026$539,900$2033/32,660871.6
1723 Breezewood Street, Jacksonville, FL 32234Listed by MARK SPAIN REAL ESTATEJul 2026$185,000$703/22,640731.8
2126 Mallard Road, Middleburg, FL 32068Listed by MAGNOLIA & OAK REAL ESTATE COMPANY LLCJul 2026$450,000$1994/32,2641272
2355 Walters Road, Middleburg, FL 32068Listed by JOSEPH WALTER REALTY LLCJul 2026$300,000$1414/32,128402
2130 Mallard Road, Middleburg, FL 32068Listed by MAGNOLIA & OAK REAL ESTATE COMPANY LLCJun 2026$490,000$2124/32,31582.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$789,990
Price / Sq Ft$353
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage2,240
Acres30.01 acres
Year Built2006
TypeResidential
Sub-TypeManufactured Home
StatusClosed
Has PoolNo
Is WaterfrontNo

School Information

ElementaryClay Hill
MiddleWilkinson

Community Information

Address2054 Louie Carter Road, Maxville, FL 32234
Area145-middleburg-SW
SubdivisionClay Hill
CityMaxville
CountyClay
StateFL
Zip Code32234
Lot Size1,307,235.6 sq ft
Parcel Number10052300055400300
ZoningAgricultural

Amenities

UtilitiesElectricity Connected, Water Connected
SewerSeptic Tank
Water SourcePrivate, Well
ParkingAdditional Parking
ViewProtected Preserve, Trees/Woods

Interior

Interior FeaturesBreakfast Bar, His and Hers Closets, Kitchen Island, Primary Bathroom - Shower No Tub, Primary Bathroom -Tub with Separate Shower
AppliancesConvection Oven, Dishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Electric Range, Ice Maker, Microwave, Refrigerator, Washer, Water Softener Owned
HeatingCentral
CoolingCentral Air
FlooringCarpet, Vinyl
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Washer Hookup

Exterior

Lot DescriptionAgricultural, Dead End Street, Farm, Greenbelt, Many Trees, Wooded
Patio / PorchCovered, Front Porch
RoofMetal
ConstructionVinyl Siding
Other StructuresBarn(s)
Road SurfaceDirt
Road FrontageCounty Road

Additional Information

Date ListedSeptember 12, 2025
Days on Market218
Tax Amount$789.8
Tax Year2024
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: EXIT INSPIRED REAL ESTATE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 5, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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