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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a new construction home in Jacksonville.

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Active

$384,9904 bd · 2 ba · 1,835 sq ft

Active·62 days on market

620 Bulls Bay Highway

Jacksonville, FL 32220

$384,990$210/sqftEst. $2,099/mo mortgageMLS# 2163515
4
Beds
2
Baths
1,835
Sq Ft
2026
Built
2
Garage
No
Pool
FEMA Zone XNo HOA0.56 acresSingle Family Residence1 storyNew construction

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

BRAND NEW CONSTRUCTION - CALL TODAY TO LEARN ABOUT AVAILABLE BUILDER INCENTIVES!! Flight Homes presents the Falcon model, featuring 4 bedrooms, 2 bathrooms, and a versatile flex room, all complemented by gorgeous upgrades throughout. Situated on a great lot on a paved street, this home offers plenty of room for your boat, ATVs, and more--giving you the perfect balance of comfort, space, and freedom. Schedule your private showing today and see why this home deserves to be at the top of your list! Skip the renovation lists and costly repairs, and enjoy the peace of mind that comes with brand-new construction, backed by a 1-year builder warranty and an additional 2-10 home warranty!

Next steps in Jacksonville

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$2,099
Property taxesest. at asking price, Duval County$629
Estimated total, before insurance$2,728/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$384,990
$76,998
Loan Term
Monthly Payment
$2,099
Principal & Interest: $2,099
Property taxes (est.): $629
Insurance (est.): $257
Estimated Total Monthly
$2,984
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone F

Zone F evacuates after zones A, B, C, D, E in an approaching storm.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,174 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

History

Price & status history

  • Sep 4, 2026Listed$384,990

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $166/sq ft; this home is listed at $210/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
8425 Lake Marietta Drive S, Jacksonville, FL 32220Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTAug 2026$275,000$2003/21,37610.3
8127 Marietta Still Drive, Jacksonville, FL 32220Listed by AXEN REALTY LLCOct 2026$342,997$1584/32,1701050.4
8130 Marietta Still Drive, Jacksonville, FL 32220Listed by AXEN REALTY LLCOct 2026$342,997$1584/32,1701280.4
8139 Marietta Still Drive, Jacksonville, FL 32220Listed by AXEN REALTY LLCSep 2026$344,997$1594/32,170450.4
763 N Cahoon Road N, Jacksonville, FL 32220Listed by SUNCOAST PROPERTY MANAGEMENT LLCSep 2026$244,000$1663/21,470340.4
451 Cahoon Road, Jacksonville, FL 32220Listed by RPB REALTY,INCAug 2026$269,900$1863/21,451900.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$384,990
Price / Sq Ft$210
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,835
Acres0.56 acres
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUnder Construction
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo
New ConstructionYes

School Information

This listingNo schools reported in the MLS
ElementaryThomas Jefferson, reported on 2 other Section Land listings
MiddleJean Ribault, reported on 2 other Section Land listings
HighEdward White, reported on 2 other Section Land listings
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address620 Bulls Bay Highway, Jacksonville, FL 32220
Area081-Marietta/Whitehouse/Baldwin/Garden St
SubdivisionSection Land
CityJacksonville
CountyDuval
StateFL
Zip Code32220
Lot Size24,393.6 sq ft
Parcel Number0062171070

Amenities

UtilitiesCable Available, Electricity Connected, Water Connected
SewerSeptic Tank
Water SourceWell
ParkingGarage

Interior

Interior FeaturesKitchen Island, Pantry
AppliancesDishwasher, Electric Range, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
# of Stories1
LevelsOne
LaundryIn Unit

Exterior

Patio / PorchRear Porch
RoofShingle
Road SurfacePaved

Additional Information

Date ListedSeptember 4, 2026
Days on Market62
Listing TermsConventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: REAL BROKER LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Is this home priced right?

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines