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This home is in Jacksonville — a new construction home in Jacksonville.

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Active

Active·17 days on market

620 Bulls Bay Highway

Jacksonville, FL 32220

$384,990$210/sqftEst. $2,039/moMLS# 2163515

Beds

Baths

1,835

Sq Ft

2026

Built

Garage

Pool

FEMA Zone XNo HOA0.56 acresSingle Family Residence1 storyNew construction

About this home

Jacksonville

BRAND NEW CONSTRUCTION - CALL TODAY TO LEARN ABOUT AVAILABLE BUILDER INCENTIVES!! Flight Homes presents the Falcon model, featuring 4 bedrooms, 2 bathrooms, and a versatile flex room, all complemented by gorgeous upgrades throughout. Situated on a great lot on a paved street, this home offers plenty of room for your boat, ATVs, and more--giving you the perfect balance of comfort, space, and freedom. Schedule your private showing today and see why this home deserves to be at the top of your list! Skip the renovation lists and costly repairs, and enjoy the peace of mind that comes with brand-new construction, backed by a 1-year builder warranty and an additional 2-10 home warranty!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.95% · 30yr$2,039

Property taxesest. at asking price, Duval County$629

Estimated total, before insurance$2,667/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

Home Price

$384,990

Down Payment: 20%

$76,998

Interest Rate: 6.95%

Loan Term

Monthly Payment

$2,039

Principal & Interest: $2,039

Property taxes (est.): $629

Insurance (est.): $257

Estimated Total Monthly

$2,924

*30-year loan at 6.95% APR (avg 30-yr rate 2026-09-17, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone F

Zone F evacuates after zones A, B, C, D, E in an approaching storm.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,174 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Sep 4, 2026Listed$384,990

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$384,990

Price / Sq Ft$210

Bedrooms4

Bathrooms2.00

Full Baths2

Square Footage1,835

Acres0.56 acres

Year Built2026

TypeResidential

Sub-TypeSingle Family Residence

Property ConditionUnder Construction

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

New ConstructionYes

Community Information

Address620 Bulls Bay Highway, Jacksonville, FL 32220

Area081-Marietta/Whitehouse/Baldwin/Garden St

SubdivisionSection Land

CityJacksonville

CountyDuval

StateFL

Zip Code32220

Lot Size24,393.6 sq ft

Parcel Number0062171070

Amenities

UtilitiesCable Available, Electricity Connected, Water Connected

SewerSeptic Tank

Water SourceWell

ParkingGarage

Interior

Interior FeaturesKitchen Island, Pantry

AppliancesDishwasher, Electric Range, Microwave, Refrigerator

HeatingCentral

CoolingCentral Air

# of Stories1

LevelsOne

LaundryIn Unit

Exterior

Patio / PorchRear Porch

RoofShingle

Road SurfacePaved

Additional Information

Date ListedSeptember 4, 2026

Days on Market0

Listing TermsConventional, FHA, VA Loan

55+ CommunityNo

New ConstructionYes

Listing Courtesy of: REAL BROKER LLC · kelly@flight.builders

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

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