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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Old Mill Branch, Jacksonville.

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Active

Active·50 days on market·Old Mill Branch

10125 Delpoint Lane

Jacksonville, FL 32246

$620,000$239/sqftEst. $3,434/moMLS# 2161841
↓ $15,000 below original listOpen house Sun, Oct 18 · 2:00 pm–4:00 pm
4
Beds
3.5
Baths
2,593
Sq Ft
2005
Built
2
Garage
No
Pool

2 more homes for sale in Old Mill Branch →Search Old Mill Branch on the map

FEMA Zone XHOA $133/mo7,405 sqft lotSingle Family Residence2 stories

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About this home

Old Mill Branch

Tucked inside the gates of Old Mill Branch -one of the most sought-after addresses for its central location - this updated two-story home offers a layout that works. Just off the entry, an open flex space makes an ideal home office, with a convenient half bath nearby for guests. The owner's suite and bath are on the main floor, with three generous secondary bedrooms upstairs, two sharing a Jack-and-Jill bath, plus a separate full bath. Natural light fills the main living areas through the day, filtered by plantation shutters throughout, making the open gathering spaces feel even larger than they measure. The kitchen anchors it all with updated quartz countertops and an easy flow to the living area. The expensive items are already done: roof replaced in 2021, HVAC systems 5-6 years old, brand-new water heater, whole-home water softener, brand-new luxury vinyl plank flooring in every bedroom, and fresh paint inside and out. The garage is already equipped with a Tesla charger.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,434
Property taxesest. at asking price, Duval County$1,012
HOAbilled annually$133
Estimated total, before insurance$4,580/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$9,563/yr · $797/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$620,000
$124,000
Loan Term
Monthly Payment
$3,434
Principal & Interest: $3,434
Property taxes (est.): $1,012
Insurance (est.): $413
Estimated Total Monthly
$4,860
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — 2021 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,732 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $9,563/yr

Estimated taxes if purchased at asking price: ~$12,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 16, 2026Price change$620,000−$5,000
  • Oct 1, 2026Price change$625,000−$5,000
  • Sep 15, 2026Price change$630,000−$5,000
  • Aug 28, 2026Active$635,000
  • Aug 25, 2026Listed$635,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $250/sq ft; this home is listed at $239/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
10133 Delpoint Lane, Jacksonville, FL 32246Listed by RE/MAX SPECIALISTS PVJul 2026$515,000$2553/22,023170
4592 Shiloh Mill Boulevard, Jacksonville, FL 32246Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$565,000$2633/22,14870.2
4582 Reedbark Lane, Jacksonville, FL 32246Listed by COMPASS FLORIDA LLCAug 2026$550,000$2504/22,199190.2
4408 Forest Boulevard, Jacksonville, FL 32246Listed by COASTAL REALTY JAXJul 2026$400,000$1743/32,295240.5
7331 Beach Haven Place, Jacksonville, FL 32256Listed by DJ & LINDSEY REAL ESTATEAug 2026$459,000$2153/2.52,132981.4
7636 Sentry Oak Circle E, Jacksonville, FL 32256Listed by WATSON REALTY CORPAug 2026$585,000$2244/32,60611.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$620,000
Price / Sq Ft$239
Bedrooms4
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage2,593
Total Structure Area2,831 sq ft
Acres0.17 acres
Year Built2005
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUpdated/Remodeled
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

ElementarySouthside Estates
HighEnglewood

Community Information

Address10125 Delpoint Lane, Jacksonville, FL 32246
Area023-Southside-East Of Southside Blvd
SubdivisionOld Mill Branch
CityJacksonville
CountyDuval
StateFL
Zip Code32246
Lot Size7,405.2 sq ft
Parcel Number1677272835
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Available, Sewer Available, Water Available, Water Connected
Water SourcePublic
ParkingElectric Vehicle Charging Station(s), Garage, Gated

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Entrance Foyer, Jack and Jill Bath, Open Floorplan, Primary Bathroom -Tub with Separate Shower
AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Electric Water Heater, Water Softener Owned
HeatingCentral
CoolingCentral Air
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Gas Dryer Hookup

Additional Information

Date ListedAugust 28, 2026
Days on Market49
HOA Fees$1,600 / Annually
HOA FrequencyAnnually
Tax Amount$9,563.49
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Old Mill Branch

Old Mill Branch is a neighborhood in Jacksonville, FL (Duval County), ZIP 32246.

View all Old Mill Branch homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines

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