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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active·2 days on market

4311 Sherman Hills Parkway

Jacksonville, FL 32210

$385,900$143/sqftEst. $2,060/moMLS# 2161739
4
Beds
3
Baths
2,700
Sq Ft
2013
Built
3
Garage
No
Pool
FEMA Zone XHOA $45/mo10,890 sqft lotSingle Family Residence1 story

About this home

Jacksonville

LUXURIOUS AND SPACIOUS 4/3 JUST UPDATED! Welcome to Blue Lake Estates, a quiet neighborhood nestled in the rustic heart of Jacksonville Heights! Fall in love the moment you set eyes on this gorgeous home. Incredible curb appeal with stone highlights, landscaping, and a three car garage with dual doors. Step into a stunning formal entrance foyer that leads to the open concept living space with dedicated formal dining area. Massive open kitchen with breakfast bar, solid stone countertops, stainless appliances, and tons of high-end cabinet space. Master suite features walk-in closets and a private master bath with a garden tub! Three additional guest bedrooms offer plenty of usable flex space with convenient but private additional baths for guest/day use. Dedicated laundry room. Vaulted ceilings. Lovely community with walking paths, covered park areas, ponds, playgrounds, and more! A short drive from the First Coast Expressway for commuters. Schedule your tour before it's gone!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.03% · 30yr$2,060
Property taxesest. at asking price, Duval County$630
HOAbilled annually$45
Estimated total, before insurance$2,735/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,336/yr · $361/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$385,900
$77,180
Loan Term
Monthly Payment
$2,060
Principal & Interest: $2,060
Property taxes (est.): $630
Insurance (est.): $257
Estimated Total Monthly
$2,947
*30-year loan at 7.03% APR (avg 30-yr rate 2026-09-24, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2013)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,741 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $4,336/yr

Estimated taxes if purchased at asking price: ~$7,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 24, 2026Active$385,900
  • Aug 25, 2026Listed$385,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$385,900
Price / Sq Ft$143
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,700
Acres0.25 acres
Year Built2013
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusActive
# of Garages3
Has PoolNo
Is WaterfrontNo

Community Information

Address4311 Sherman Hills Parkway, Jacksonville, FL 32210
Area061-Herlong/Normandy Area
SubdivisionBlue Lake Estates
CityJacksonville
CountyDuval
StateFL
Zip Code32210
Lot Size10,890 sq ft
Parcel Number0128751025

Amenities

AmenitiesJogging Path, Maintenance Grounds, Park, Playground, Trash
Community FeaturesSidewalks
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage
ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Eat-in Kitchen, Entrance Foyer, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Electric Cooktop, Electric Oven, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Laminate, Vinyl
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Washer Hookup

Exterior

Patio / PorchCovered, Rear Porch
RoofShingle
ConstructionStone, Stucco
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedSeptember 24, 2026
Days on Market1
HOA Fees$540 / Annually
HOA FrequencyAnnually
Tax Amount$4,336.34
Tax Year2025
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: WHOLESALE REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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