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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Sold

Sold·Closed Sep 14, 2026·11 days on market·Recent sales in Jacksonville

3878 La Mirada Drive N 3

Jacksonville, FL 32217

$50,000sold priceListed at $54,990 · 90.9% of asking$59/sqftMLS# 2161362
1
Beds
1
Baths
845
Sq Ft
1970
Built
—
Garage
No
Pool
FEMA Zone XHOA $445/mo436 sqft lotCondominium1 story

About this home

Jacksonville

Welcome home to this beautifully updated ground-floor condo tucked inside the gated Colony at San Jose community in the heart of Southside. This 1st floor, 1 bedroom, 1 bath residence has been thoughtfully remodeled, featuring an updated kitchen, attractive tile flooring throughout, and a BRAND-NEW HVAC :) Step out onto your oversized screened patio for peaceful mornings and quiet evenings - your own private retreat. Community living here means resort-style perks: a sparkling outdoor pool, a large heated indoor pool, a clubhouse, fitness center, scenic walking paths, and grilling stations tucked among the gardens. Plenty of parking makes hosting guests a breeze. And with your convenient Southside location, you're just minutes from shopping, dining, and easy access to Philips Hwy and University Blvd. Move-in ready and full of value - schedule your private tour today!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$277
Property taxesest. at asking price, Duval County$82
HOAbilled monthly$445
Estimated total, before insurance$804/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$50,000
$10,000
Loan Term
Monthly Payment
$277
Principal & Interest: $277
Property taxes (est.): $82
Insurance (est.): $33
Estimated Total Monthly
$392
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 1970)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer records conflict — verify

The MLS lists “Public Sewer”, while Florida DOH records suggest an onsite septic system. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer.

Sources: MLS listing + Florida DOH Water Management Inventory (public record).

Solar potential: ~1,604 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $62/yr

Estimated taxes if purchased at asking price: ~$1,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 15, 2026Closed$54,990
  • Sep 1, 2026Pending$54,990
  • Aug 29, 2026Price change$54,990−$5,000
  • Aug 22, 2026Listed$59,990

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $120/sq ft; this home is listed at $65/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
3906 Mission Drive 4, Jacksonville, FL 32217Listed by FLORIDA HOMES REALTY & MORTGAGE PROPERTY MANAGEMENTJul 2026$73,500$871/1845420.1
8300 Plaza Gate Lane S 1173, Jacksonville, FL 32217Listed by CENTURY 21 INTEGRAOct 2026$88,000$872/21,006991.7
8300 Plaza Gate Lane 1062, Jacksonville, FL 32217Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYFeb 2026$120,000$1142/2.51,0503151.7
8204 White Falls Boulevard 109, Jacksonville, FL 32256Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTYAug 2026$130,000$1202/21,0791041.8
8137 Village Gate Court, Jacksonville, FL 32217Listed by LOKATIONJul 2026$215,000$1992/21,079331.9
6620 Wellington Place Lane, Jacksonville, FL 32216Listed by JWB REALTY LLCOct 2026$230,000$2112/21,091702.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$54,990
Price / Sq Ft$65
Bedrooms1
Bathrooms1.00
Full Baths1
Square Footage845
Acres0.01 acres
Year Built1970
TypeResidential
Sub-TypeCondominium
StyleSpanish
Property ConditionUpdated/Remodeled
StatusClosed
Has PoolNo
Is WaterfrontNo

Community Information

Address3878 La Mirada Drive N 3, Jacksonville, FL 32217
Area012-San Jose
SubdivisionColony At San Jose
CityJacksonville
CountyDuval
StateFL
Zip Code32217
Lot Size435.6 sq ft
Parcel Number1540398514

Amenities

UtilitiesCable Available, Electricity Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Assigned

Interior

AppliancesDishwasher, Dryer, Electric Cooktop, Electric Oven, Electric Water Heater, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringTile
# of Stories1
LevelsOne

Additional Information

Date ListedAugust 22, 2026
Days on Market11
HOA Fees$445 / Monthly
HOA FrequencyMonthly
Tax Amount$62.41
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 14, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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