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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Atlantic Beach.

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Sold

Sold·Closed Sep 4, 2026·107 days on market·Recent sales in Atlantic Beach

901 Ocean Boulevard 72

Atlantic Beach, FL 32233

$285,000sold priceListed at $285,000 · 100% of asking$244/sqftMLS# 2139098
2
Beds
2
Baths
1,168
Sq Ft
1966
Built
—
Garage
No
Pool
FEMA Zone XHOA $734/mo871 sqft lotCondominium3 stories

About this home

Atlantic Beach

DESIGNED BY WILLIAM MORGAN, THIS ATLANTIC BEACH, TWO BEDROOM, TWO BATH TOWN HOUSE STYLE CONDO ON 2ND AND 3RD FLOORS, FIREPLACE IN LIVINGROOM, KITCHEN AND DINING AREA DOWNSTAIRS, WITH A BALCONY. TWO BEDROOMS AND TWO BATHS UPSTAIRS. EASY BEACH ACCESS LOCATED NEAR ADELE GRAGE COMMUNITY CENTER , BEACHES TOWNCENTER, MANY SHOPS, RESTAURANTS AND CAFES, ALL THE BEACH LIFESTYLES.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,579
Property taxesest. at asking price, Duval County$465
HOAbilled monthly$734
Estimated total, before insurance$2,778/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,725/yr · $394/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$285,000
$57,000
Loan Term
Monthly Payment
$1,579
Principal & Interest: $1,579
Property taxes (est.): $465
Insurance (est.): $190
Estimated Total Monthly
$2,234
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: material not specified — year not disclosed (home built 1966)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely sewer · FL0038776 - City of Atlantic Beach GIS sewer features

County records indicate this parcel on central sewer served by FL0038776 - City of Atlantic Beach GIS sewer features — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,704 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$292,000$264,557—
2024$316,000$240,507—
2023$309,500$218,643—
2022$291,500$198,767—
2021$206,000$180,698—
2020$192,500$164,271—

2025 property taxes (current owner): $4,725/yr

Estimated taxes if purchased at asking price: ~$5,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 5, 2026Closed$285,000
  • Aug 25, 2026Pending$285,000
  • Jul 28, 2026Active Under Contract$285,000
  • Jul 16, 2026Price change$285,000−$5,000
  • Jul 16, 2026Price change$290,000−$20,000
  • Apr 8, 2026Listed$310,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $366/sq ft; this home is listed at $244/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
901 Ocean Boulevard 58, Atlantic Beach, FL 32233Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDEOct 2026$290,000$2833/21,02470
901 Ocean Boulevard 56, Atlantic Beach, FL 32233Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$375,000$3663/21,024210
901 Ocean Boulevard 25, Atlantic Beach, FL 32233Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYJul 2026$240,000$2052/21,1681030
901 Ocean Boulevard 87, Atlantic Beach, FL 32233Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYJun 2026$260,000$2232/21,16830
314 8th Street A, Atlantic Beach, FL 32233Listed by REAL BROKER LLCJan 2026$640,000$4272/2.51,5002330.2
141 Poinsettia Street, Atlantic Beach, FL 32233Listed by THE CORDELL GROUP INCJul 2026$460,000$3692/1.51,248710.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$285,000
Price / Sq Ft$244
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,168
Acres0.02 acres
Year Built1966
TypeResidential
Sub-TypeCondominium
StyleTraditional
StatusClosed
Has PoolNo
Is WaterfrontNo

School Information

MiddleSelect One

Community Information

Address901 Ocean Boulevard 72, Atlantic Beach, FL 32233
Area231-Atlantic Beach-North
SubdivisionSeaplace
CityAtlantic Beach
CountyDuval
StateFL
Zip Code32233
Lot Size871.2 sq ft
Parcel Number1702370402

Amenities

AmenitiesPool, Car Wash Area, Maintenance Grounds, Management - Full Time
Community FeaturesSidewalks, Curbs
UtilitiesCable Available, Cable Connected, Electricity Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingAssigned, Parking Lot

Interior

Interior FeaturesPantry, Primary Bathroom - Shower No Tub
AppliancesDisposal, Electric Range, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
FireplaceYes
# of Fireplaces1
# of Stories3
LevelsTwo

Exterior

Exterior FeaturesBalcony
Road SurfaceAsphalt

Additional Information

Date ListedAugust 25, 2026
Days on Market107
HOA Fees$734 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesSewer, Trash, Water
Tax Amount$4,724.57
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: THE PROPERTY MANAGER

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 4, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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