Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a pool home in Jacksonville.

Photo 1 / 100
Active

Active·52 days on market

7860 Sycamore Street

Jacksonville, FL 32219

$425,000$428/sqftEst. $2,354/moMLS# 2160866
↓ $22,500 below original list
2
Beds
1
Baths
992
Sq Ft
2012
Built
—
Garage
Yes
Pool
FEMA Zone XNo HOA2.04 acresSingle Family Residence1 story

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

Welcome to 7860 Sycamore Street, a spacious 2-acre country ranchette, offering privacy and the freedom to have livestock and your own garden on this fully fenced property. This meticulously maintained cozy bungalow makes a perfect country farmette oasis. An oversized screened porch greets you home and boasts sweeping views and breezes. Inside, the open living spaces and cathedral ceilings create an airy atmosphere. The custom hickory cabinets in the kitchen provide plenty of storage. Both bedrooms have large closets and share a beautiful bathroom with a walk-in shower. Outside, the custom solar heated plunge pool is a treat all year around. A separate improved building creates a Multi-Generational 391 sqft Cottage for In-Laws, Guest House, ADU, or Studio/Suite with it's own screened porch, covered carport, along with two separate Storage/Workshop (240 volt) which is a beautiful space for hobbies or an office, making this charming property UNIQUE and a MUST SEE! Has Accessibility Feat

Next steps in Jacksonville

FollowNew Jacksonville homes the day they list · free, no account

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,354
Property taxesest. at asking price, Duval County$694
Estimated total, before insurance$3,048/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,961/yr · $163/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$425,000
$85,000
Loan Term
Monthly Payment
$2,354
Principal & Interest: $2,354
Property taxes (est.): $694
Insurance (est.): $283
Estimated Total Monthly
$3,331
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Metal, Shingle — year not disclosed (home built 2012)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,542 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $1,961/yr

Estimated taxes if purchased at asking price: ~$8,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 4, 2026Price change$425,000−$22,500
  • Aug 19, 2026Listed$447,500

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $174/sq ft; this home is listed at $428/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
8212 Hawkes Meadow Drive, Jacksonville, FL 32219Listed by ROUND TABLE REALTYAug 2026$258,990$2053/21,2621611.3
10426 Slay Road, Jacksonville, FL 32219Listed by CW REALTYSep 2026$219,900$1742/21,264171.4
6435 Beryl Street, Jacksonville, FL 32219Listed by REAL BROKER LLCJul 2026$215,990$1723/21,253562.5
6219 Moncrief Road W, Jacksonville, FL 32219Listed by JWB REALTY LLCSep 2026$195,000$1643/21,188842.9
6219 Moncrief Road W, Jacksonville, FL 32219Listed by HOMEHEART REALTY LLCJun 2026$139,000$1173/21,188242.9
8100 Tarling Avenue, Jacksonville, FL 32219Listed by LPT REALTY LLCDec 2025$235,000$1863/21,26232.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$425,000
Price / Sq Ft$428
Bedrooms2
Bathrooms1.00
Full Baths1
Square Footage992
Total Structure Area1,281 sq ft
Acres2.04 acres
Year Built2012
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Carport Spaces1
Has PoolYes
Pool FeaturesIn Ground, Heated, Salt Water, Solar Heat
Is WaterfrontNo

Community Information

Address7860 Sycamore Street, Jacksonville, FL 32219
Area081-Marietta/Whitehouse/Baldwin/Garden St
SubdivisionJacksonville South
CityJacksonville
CountyDuval
StateFL
Zip Code32219
Lot Size88,862.4 sq ft
Lot Dimensions264x330
Parcel Number0028430010

Amenities

UtilitiesCable Available, Cable Connected, Electricity Available, Electricity Connected, Natural Gas Not Available, Water Available, Water Connected, Other
SewerSeptic Tank
Water SourceWell
ParkingShared Driveway, Other
ViewPool, Trees/Woods

Interior

Interior FeaturesCeiling Fan(s), Guest Suite, Open Floorplan, Other
AppliancesOther, Convection Oven, Dryer, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Washer, Water Softener Owned
HeatingCentral
CoolingCentral Air, Multi Units
FlooringCarpet, Concrete, Tile, Vinyl
# of Stories1
LevelsOne
LaundryIn Unit
SecurityClosed Circuit Camera(s), Security Fence, Security Gate, Security Lights, Smoke Detector(s)

Exterior

Exterior FeaturesOther
Patio / PorchCovered, Porch, Screened
FencingFenced, Other
RoofMetal, Shingle
ConstructionOther, Frame
Other StructuresShed(s), Workshop, Other

Additional Information

Date ListedAugust 19, 2026
Days on Market44
Tax Amount$1,960.74
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: LOWEST FEE REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines