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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in The Sanctuary, St. Augustine — a waterfront home in St. Johns County.

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Active

Active·54 days on market·The Sanctuary

2751 N Screech Owl Avenue

St. Augustine, FL 32084

$345,000$223/sqftEst. $1,911/moMLS# 2160572
↓ $23,900 below original list
3
Beds
2
Baths
1,544
Sq Ft
2006
Built
2
Garage
No
Pool

5 more homes for sale in The Sanctuary →Search The Sanctuary on the map

FEMA Zone XHOA $21/mo13,939 sqft lotWaterfrontSingle Family Residence1 story

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Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

The Sanctuary

MOVE-IN READY ST. AUGUSTINE HOME WITH UPDATES AND LAKEFRONT. Welcome to this beautifully maintained St. Augustine home where many of the updates have already been completed for you. From the roof and HVAC to the water heater. The important improvements are already in place--giving you more time to enjoy the home and less time worrying about major projects. Inside, you'll find a comfortable 3-bedroom, 2-bath layout with attractive flooring, updated bathrooms, a welcoming living area and a kitchen designed for everyday living. The screened porch provides an inviting place to relax while taking in the peaceful lake/water Front. Outside, the .32-acre setting provides room to enjoy the Florida lifestyle. Has a fenced yard, screened and glass windows outdoor area and two-car garage add functionality. Located in St. Augustine with convenient access to shopping, dining, historic attractions and area beaches, this home offers the combination of updates.

Next steps in The Sanctuary

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,911
Property taxesest. at asking price, St. Johns County$459
HOAbilled annually$21
Estimated total, before insurance$2,391/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$345,000
$69,000
Loan Term
Monthly Payment
$1,911
Principal & Interest: $1,911
Property taxes (est.): $459
Insurance (est.): $230
Estimated Total Monthly
$2,600
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2006)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts

County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,770 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $334/yr

Estimated taxes if purchased at asking price: ~$5,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 23, 2026Price change$345,000−$14,900
  • Sep 3, 2026Price change$359,900−$5,000
  • Aug 23, 2026Price change$364,900−$4,000
  • Aug 17, 2026Listed$368,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $217/sq ft; this home is listed at $223/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2900 Gray Jay Drive, St. Augustine, FL 32084Listed by ALSOP PROPERTIES INCJul 2026$250,000$1453/21,7302600.1
599 Lightsey Xing Lane, St. Augustine, FL 32084Listed by ENDLESS SUMMER REALTYJul 2026$410,000$2204/31,866880.6
187 Timberwood Drive, St. Augustine, FL 32084Listed by WATSON REALTY CORPJul 2026$324,000$2173/21,491550.6
86 Little Owl Lane, St. Augustine, FL 32086Listed by BEACH STATE REALTYAug 2026$390,000$2173/21,79760.9
1062 Collier Boulevard, St. Augustine, FL 32084Listed by MOMENTUM REALTYSep 2026$230,000$1923/21,200131.1
458 Deer Crossing Road, St. Augustine, FL 32086Listed by THE NEWCOMER GROUPAug 2026$460,000$2433/21,89561.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$345,000
Price / Sq Ft$223
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,544
Acres0.32 acres
Year Built2006
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontYes

School Information

ElementaryWebster
MiddleMurray

Community Information

Address2751 N Screech Owl Avenue, St. Augustine, FL 32084
Area337-Old Moultrie Rd/Wildwood
SubdivisionThe Sanctuary
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32084
Lot Size13,939.2 sq ft
Parcel Number1007650440
ZoningResidential

Amenities

UtilitiesCable Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener
ViewLake
Waterfront TypeLake Front

Interior

Interior FeaturesBreakfast Nook, Ceiling Fan(s), Entrance Foyer, Open Floorplan, Pantry, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Range, Electric Water Heater, Refrigerator, Washer
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric
FlooringTile, Vinyl
# of Stories1
LevelsOne

Exterior

FencingFenced, Full, Vinyl
RoofShingle
ConstructionVinyl Siding
Road SurfaceAsphalt

Additional Information

Date ListedAugust 18, 2026
Days on Market104
HOA Fees$250 / Annually
HOA FrequencyAnnually
Tax Amount$334
Tax Year2025
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: WATSON REALTY CORP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About The Sanctuary

The Sanctuary is a neighborhood in Jacksonville Beach, FL (St. Johns County), ZIP 32084.

View all The Sanctuary homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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