Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in The Sanctuary, St. Augustine — a home near St. Augustine High School.

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Active

Active·1 day on market·The Sanctuary

2905 Gray Jay Drive

St. Augustine, FL 32084

$356,000$211/sqftEst. $1,832/moMLS# 2160387

Beds

Baths

1,690

Sq Ft

2007

Built

Garage

Pool

About this home

The Sanctuary

Welcome to this Lake front home 3-bedroom, 2-bathroom executive residence boasting an expansive 576 sq. ft. oversized two-car garage and an enviable 0.27-acre waterfront homesite. Positioned moments from premier shopping, major transit arteries including I-95, and sophisticated conveniences, this exceptional property harmonizes prestige, privacy, and architectural grace. Roof was replaced in 2023 for enduring peace of mind. Water Heater Premium unit installed in 2024. HVAC system installed in 2015. Kitchen equipped with a central island and a cozy breakfast nook for morning coffee. Indoor is the laundry room includes the washer and dryer. Owner suite features a garden tub, walk-in shower, and an oversized double closet. The two additional bedrooms and second bath are on the opposite side for maximum privacy.

Cost to own

Mortgage calculator

Home Price

$356,000

Down Payment: 20%

$71,200

Interest Rate: 6.67%

Loan Term

Monthly Payment

$1,832

Principal & Interest: $1,832

Property taxes (est.): $474

Insurance (est.): $237

Estimated Total Monthly

$2,543

*30-year loan at 6.67% APR (avg 30-yr rate 2026-08-13, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.67% · 30yr$1,832

Property taxesest. at asking price, St. Johns County$474

HOAbilled annually$25

Estimated total, before insurance$2,331/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — 2023 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts

County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,765 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Aug 16, 2026Listed$356,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$356,000

Price / Sq Ft$211

Bedrooms3

Bathrooms2.00

Full Baths2

Square Footage1,690

Acres0.27 acres

Year Built2007

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

School Information

ElementaryWebster

HighSt. Augustine

Community Information

Address2905 Gray Jay Drive, St. Augustine, FL 32084

Area337-Old Moultrie Rd/Wildwood

SubdivisionThe Sanctuary

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32084

Lot Size11,761.2 sq ft

Lot Dimensions95x130

Parcel Number1007630130

Amenities

UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingGarage, Garage Door Opener

ViewLake

Interior

Interior FeaturesBreakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Guest Suite, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Dryer, Electric Water Heater, Gas Oven, Gas Range, Ice Maker, Refrigerator, Washer

HeatingElectric, Heat Pump

CoolingCentral Air, Electric

FlooringCarpet, Tile, Wood

# of Stories1

LevelsOne