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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active

$355,0005 bd · 2.5 ba · 2,802 sq ft

Active·87 days on market

5514 N Lafayette Park Drive

Jacksonville, FL 32244

$355,000$127/sqftEst. $1,935/mo mortgageMLS# 2160434
↓ $5,000 below original list
5
Beds
2.5
Baths
2,802
Sq Ft
2005
Built
2
Garage
No
Pool
FEMA Zone XHOA $21/mo6,534 sqft lotSingle Family Residence2 stories

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

Welcome home to 5514 N Lafayette Dr! This spacious two-story home offers room for everyone with 6 bedrooms and a versatile layout. The first floor features a bedroom, perfect for guests, a home office, or multi-generational living. Upstairs you'll find the primary suite, four additional bedrooms, and a large loft--ideal for a game room, media room, or second living area. The oversized primary suite offers plenty of space and an ensuite bath with a soaking tub and separate shower. Enjoy great storage with two pantries plus a 2-car garage. Outside, relax or entertain on the screened-in patio overlooking the large fenced backyard, complete with a storage shed. With spacious bedrooms, flexible living areas, abundant storage, and plenty of indoor and outdoor space, this home is ready for its next owner. NEW AC Units will be put in the home! Schedule your private showing today!

Next steps in Jacksonville

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$1,935
Property taxesest. at asking price, Duval County$581
HOAbilled annually$21
Estimated total, before insurance$2,537/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,148/yr · $346/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$355,000
$71,000
Loan Term
Monthly Payment
$1,935
Principal & Interest: $1,935
Property taxes (est.): $581
Insurance (est.): $237
Estimated Total Monthly
$2,753
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Shingle — year not disclosed (home built 2005)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,762 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2026$322,084$210,193▼ $14,836

2025 property taxes (current owner): $4,148/yr

Estimated taxes if purchased at asking price: ~$7,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,601 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2026), NEFMLS.

History

Price & status history

  • Oct 9, 2026Price change$355,000−$5,000
  • Aug 17, 2026Listed$360,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $155/sq ft; this home is listed at $127/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
7093 Sandperch Street, Jacksonville, FL 32244Listed by PULTE REALTY OF NORTH FLORIDA, LLC.Oct 2026$352,000$1555/32,2641050.1
7106 Sandperch Street, Jacksonville, FL 32244Listed by PULTE REALTY OF NORTH FLORIDA, LLC.Oct 2026$366,000$1625/32,264360.1
7069 Sandperch Street, Jacksonville, FL 32244Listed by PULTE REALTY OF NORTH FLORIDA, LLC.Sep 2026$323,000$1534/32,1071680.1
7076 Sandperch Street, Jacksonville, FL 32244Listed by PULTE REALTY OF NORTH FLORIDA, LLC.Sep 2026$389,990$1404/2.52,782580.1
7123 Sandperch Street, Jacksonville, FL 32244Listed by NON MLS (realMLS)Sep 2026$402,000$1454/2.52,782150.1
7063 Sandperch Street, Jacksonville, FL 32244Listed by PULTE REALTY OF NORTH FLORIDA, LLC.Jul 2026$365,000$1615/32,264630.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Features

Price$355,000
Price / Sq Ft$127
Bedrooms5
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,802
Acres0.15 acres
Year Built2005
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

This listingNo schools reported in the MLS
ElementaryTimucuan, reported on 6 other Westland Station listings
MiddleLake Shore, reported on 3 other Westland Station listings
HighWestside High School, reported on 6 other Westland Station listings
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address5514 N Lafayette Park Drive, Jacksonville, FL 32244
Area056-Yukon/Wesconnett/oak Hill
SubdivisionWestland Station
CityJacksonville
CountyDuval
StateFL
Zip Code32244
Lot Size6,534 sq ft
Parcel Number0983804230

Amenities

AmenitiesPark, Playground
UtilitiesSewer Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener

Interior

Interior FeaturesBreakfast Nook, Ceiling Fan(s), His and Hers Closets, Primary Bathroom -Tub with Separate Shower
AppliancesDishwasher, Disposal, Electric Range, Electric Water Heater, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Lower Level, Washer Hookup

Exterior

Patio / PorchCovered, Rear Porch, Screened
FencingBack Yard, Privacy
RoofShingle
Other StructuresShed(s)

Additional Information

Date ListedAugust 17, 2026
Days on Market87
HOA Fees$250 / Annually
HOA FrequencyAnnually
Tax Amount$4,148.46
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: EAGLES WORLD REALTY, INC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

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