Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Ponte Vedra Beach — a gated community home in Ponte Vedra Beach.

1 / 65

Active

Active·Listed today

11 Players Club Villas Road

Ponte Vedra Beach, FL 32082

$610,000$422/sqftEst. $3,139/moMLS# 2160034

Beds

Baths

1,445

Sq Ft

1982

Built

—

Garage

Pool

About this home

Ponte Vedra Beach

Live the Sawgrass lifestyle in this totally updated, move in ready waterfront villa in the sought after gated Players Club Villas at Sawgrass. Just steps away from world renowned TPC Sawgrass,this single story 2 bedroom, 2 bath home features vaulted ceilings, luxury vinyl plank flooring, plantation shutters, and abundant natural light. The open living area with fireplace flows into the updated kitchen with quartz countertops, stainless steel appliances, and ample cabinetry. The spacious primary suite offers a large walk in closet and ensuite bath with dual sinks and a large shower. Relax on the covered screened patio overlooking the water, then step outside to your private deck and dock. Enjoy large closets, a sparkling community pool, nearby shopping and restaurants, and easy access to the beach. Experience waterfront living in the heart of Sawgrass!

Cost to own

Mortgage calculator

Home Price

$610,000

Down Payment: 20%

$122,000

Interest Rate: 6.67%

Loan Term

Monthly Payment

$3,139

Principal & Interest: $3,139

Property taxes (est.): $812

Insurance (est.): $407

Estimated Total Monthly

$4,358

*30-year loan at 6.67% APR (avg 30-yr rate 2026-08-13, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.67% · 30yr$3,139

Property taxesest. at asking price, St. Johns County$812

HOAbilled monthly$712

Estimated total, before insurance$4,663/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,811/yr · $234/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $2,811/yr

Estimated taxes if purchased at asking price: ~$9,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1982)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,721 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Aug 13, 2026Listed$610,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$610,000

Price / Sq Ft$422

Bedrooms2

Bathrooms2.00

Full Baths2

Square Footage1,445

Year Built1982

TypeResidential

Sub-TypeCondominium

Property ConditionUpdated/Remodeled

StatusActive

Has PoolNo

Is WaterfrontYes

Gated CommunityYes

Community Information

Address11 Players Club Villas Road, Ponte Vedra Beach, FL 32082

Area262-Ponte Vedra Beach-W Of A1A-S Of Solana Rd

SubdivisionPlayers Club Villas Condo

CityPonte Vedra Beach

CountySt. Johns

StateFL

Zip Code32082

Parcel Number0622810110

ZoningCondominium

Amenities

AmenitiesPool, Gated

UtilitiesElectricity Available

SewerPublic Sewer

Water SourcePublic

ParkingAssigned, Guest, Parking Lot

ViewWater

Waterfront TypeLagoon

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Entrance Foyer, Pantry, Primary Bathroom - Shower No Tub, Vaulted Ceiling(s), Walk-In Closet(s), Wet Bar

AppliancesDishwasher, Disposal, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer

HeatingCentral

CoolingCentral Air

FireplaceYes

# of Fireplaces1

Fireplace FeaturesWood Burning

# of Stories1

LaundryIn Unit

SecurityGated with Guard, Security Gate, Smoke Detector(s)