This home is in Jacksonville.
$359,9008 bd · 4 ba · 2,576 sq ft
Active·91 days on market
2217 W 39th Street
Jacksonville, FL 32209
See it this week
Want to walk through this home this week?
Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.
Call (904) 709-7917 Text Krista
Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Jacksonville
Quadplex Opportunity! Investors, don't miss this exceptional opportunity to own a fully updated four-unit income-producing property with immediate cash flow and outstanding upside potential. This well-maintained quadplex features four spacious 2-bedroom, 1-bath units, each with its own refrigerator, range, window A/C units, and individually metered electric, water, and sewer, allowing tenants to pay their own utilities. The property has been converted to city sewer, eliminating septic concerns, and offers dedicated parking for each unit. Major capital improvements have already been completed, including a new roof and re-roof (2024), complete repipe and redrain, new water heaters, updated electrical wiring, fresh interior paint, remodeled kitchen, updated bathrooms, newer window A/C units, and luxury vinyl plank flooring throughout all four units. The property is nearly move-in ready, making it an easy addition to your investment portfolio.
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Other — 2024 per the listing
A recent roof is the single biggest lever on Florida homeowners-insurance pricing.
Likely septic · Public water · JEA
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,558 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Bluffs Scenic Trail, Big Talbot Island State Parkabout 17 mi · 35 parking spaces
Closest park or preserve
Jacksonville-Baldwin Rail Trailabout 5 mi · 21.7 mi of trails
Closest public boat ramp
Harbor View Public Boat Rampabout 2 mi · Ribault River
Closest kayak & paddleboard launch
Charles Reese Memorial Park Kayak Launchabout 2 mi · St. Johns River - Trout River (Jacksonville)
Closest youth league fields
Johnnie W. Walker Park & Community Centerabout 0.8 mi · Baseball, Softball
Closest grocery store
Aldiabout 0.9 mi · 2261 Edgewood Ave W, Jacksonville
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2026 | $244,375 | $244,375 | — |
2025 property taxes (current owner): $5,786/yr
Estimated taxes if purchased at asking price: ~$7,100/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,601 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2026), NEFMLS.
History
Price & status history
- Oct 6, 2026Price change$359,900−$5,100
- Sep 23, 2026Price change$365,000−$10,000
- Aug 12, 2026Listed$375,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $99/sq ft; this home is listed at $140/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 5210 Dodge Road, Jacksonville, FL 32209Listed by WORKMAN REAL ESTATE LLC | Aug 2026 | $270,000 | $81 | 8/3 | 3,320 | 96 | 0.7 |
| 5634 Astor Place, Jacksonville, FL 32208Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Dec 2025 | $330,000 | $122 | 8/4 | 2,704 | 66 | 0.8 |
| 1599 W 30th Street, Jacksonville, FL 32209Listed by SELECT REALTY LLC | Dec 2025 | $170,000 | $78 | 7/4 | 2,190 | 57 | 1 |
| 1645 W 17 Street, Jacksonville, FL 32209Listed by AVERRA REALTY LLC | Sep 2026 | $220,000 | $115 | 4/3 | 1,907 | 84 | 1.2 |
| 1653 17th Street W, Jacksonville, FL 32209Listed by I OPEN DOORS REALTY | Dec 2025 | $190,000 | $77 | 4/2 | 2,480 | 36 | 1.2 |
| 1351 W 25th Street, Jacksonville, FL 32209Listed by COMPLETE PROP MANAGEMENT LLC | Jun 2025 | $194,000 | $99 | 6/2 | 1,968 | 7 | 1.4 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: UNITED REAL ESTATE GALLERY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
Keep looking
More homes in Royal Terrace Addn
For RentLease
2117 W 39th StreetJacksonville, FL 32209
4 bd · 2 ba · 1,174 sq ft
$1,450/moListing Office: pinnacle realty
For RentLease
2125 Morehouse RoadJacksonville, FL 32209
3 bd · 1 ba · 880 sq ft
$995/moFreshly updated and move-in ready! This charming 3-bedroom, 1-bath home offers comfortable living with modern updates…
Listing Office: century 21 lighthouse realty
For RentLease
2179 W 40th StreetJacksonville, FL 32209
2 bd · 1 ba · 800 sq ft
$950/moNice 2 bedroom 1 bath apartment that has been renovated. Central Heating & Air, New tile flooring. New kitchen…
Listing Office: falcon property management llc
Keep looking
Similar homes in Jacksonville
Explore the area
More in Jacksonville
Jacksonville guides & reports
Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines