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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Sold

Sold·Closed Sep 8, 2026·6 days on market·Recent sales in Jacksonville

6638 Champlain Road

Jacksonville, FL 32208

$218,000sold priceListed at $220,000 · 99.1% of asking$151/sqftMLS# 2158465
3
Beds
2
Baths
1,440
Sq Ft
1996
Built
2
Garage
No
Pool
FEMA Zone XNo HOASingle Family Residence1 story

About this home

Jacksonville

Welcome to this beautifully renovated 3-bedroom, 2-bathroom home in the sought-after Ribault Manor! This move-in-ready gem has been thoughtfully updated from top to bottom, featuring brand-new flooring throughout the home, new appliances, countertops, backsplash, and more in the kitchen. The fully remodeled bathrooms offers a fresh, modern feel, while the new roof provides peace of mind for years to come. The open layout boasts two separate living rooms plus a dedicated dining room -- ideal for entertaining family and friends or simply spreading out. Step outside through the sliding glass door to your spacious backyard, perfect for relaxing evenings or weekend gatherings. A spacious 2-car garage adds convenience and storage, while the charming front porch invites you to enjoy the quiet, established neighborhood. You Do not want to miss out on this rare opportunity to own a fully updated home. Call to schedule your showing today!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,208
Property taxesest. at asking price, Duval County$356
Estimated total, before insurance$1,563/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$218,000
$43,600
Loan Term
Monthly Payment
$1,208
Principal & Interest: $1,208
Property taxes (est.): $356
Insurance (est.): $145
Estimated Total Monthly
$1,709
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: material not specified — year not disclosed (home built 1996)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,674 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Sep 9, 2026Closed$220,000
  • Aug 11, 2026Active Under Contract$220,000
  • Aug 4, 2026Listed$220,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $162/sq ft; this home is listed at $153/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
6949 Cavalier Road, Jacksonville, FL 32208Listed by REALHOME SERVICES AND SOLUTIONS INCSep 2026$54,220$423/1.51,281210.4
2153 Courtney Drive, Jacksonville, FL 32208Listed by COMPASS FLORIDA LLCOct 2026$230,000$1663/21,38360.7
3831 Owen Avenue, Jacksonville, FL 32209Listed by LPT REALTY LLCSep 2026$249,000$1973/21,262570.7
4313 Harbor View Drive, Jacksonville, FL 32208Listed by JPAR CITY AND BEACHSep 2026$203,000$1623/21,250410.8
9115 12th Avenue, Jacksonville, FL 32208Listed by GRANT AND GRANT 1 STOP REALTYSep 2026$80,000$773/11,0401360.9
4112 Owen Avenue, Jacksonville, FL 32209Listed by WHOLESALE REALTY LLCSep 2026$83,500$654/11,29010.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$220,000
Price / Sq Ft$153
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,440
Year Built1996
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address6638 Champlain Road, Jacksonville, FL 32208
Area075-Trout River/College Park/Ribault Manor
SubdivisionRibault Manor
CityJacksonville
CountyDuval
StateFL
Zip Code32208
Parcel Number0252650000

Amenities

UtilitiesElectricity Available, Water Available
Water SourcePublic
ParkingAttached, Garage

Interior

AppliancesConvection Oven, Dishwasher, Electric Range, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringVinyl
# of Stories1
LaundryElectric Dryer Hookup, In Garage, Washer Hookup

Additional Information

Date ListedAugust 4, 2026
Days on Market6
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: NETWORTH REALTY OF JACKSONVILLE, LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 8, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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