This home is in Jacksonville.
Active·165 days on market
3102 Winton Drive
Jacksonville, FL 32208
See it this week
Want to walk through this home this week?
Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.
Call (904) 333-8595 Text Krista
Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Jacksonville
Nestled in a quiet neighborhood of Jacksonville's Northside, this charming home at 3102 Winton Drive offers a wonderful blend of comfort, space, and potential. Whether you're a first-time buyer or looking to expand your investment portfolio, this property delivers a fantastic opportunity. Step inside to discover a functional layout filled with natural light, featuring spacious living areas perfect for relaxing or entertaining. The kitchen provides ample cabinet space and flows seamlessly into the dining area, making everyday living easy and convenient. Generously sized bedrooms offer comfort and privacy, while the backyard provides plenty of room for outdoor gatherings, gardening, or future enhancements. Conveniently located just minutes from downtown Jacksonville, major highways, shopping, and dining, this home combines peaceful residential living with easy access to everything the city has to offer. Don't miss your chance to make this property your own!
Next steps in Atlantic Beach
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone C
Zone C evacuates after zones A, B in an approaching storm.
Roof: material not specified — year not disclosed (home built 1956)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer & public water · JEA
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,298 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $138,440 | $25,435 | — |
| 2024 | $128,648 | $25,000 | — |
| 2023 | $118,049 | $25,000 | ▲ $5,047 |
| 2022 | $109,022 | $25,000 | — |
| 2021 | $87,276 | $25,000 | — |
| 2020 | $78,135 | $25,000 | — |
2025 property taxes (current owner): $998/yr
Estimated taxes if purchased at asking price: ~$4,000/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Apr 18, 2026Listed$204,990
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
Community Information
Amenities
Interior
Additional Information
Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
Keep looking
More homes in Ribault Manor
For Sale1440 Grand StreetJacksonville, FL 32208
3 bd · 2 ba · 1,190 sq ft
$215,000Est. $1,144/moBeautiful new construction in a sought-after riverfront neighborhood. This bright, thoughtfully designed home features…
Listing Office: zalloum realty llc
For Sale3037 Ribault Scenic DriveJacksonville, FL 32208
4 bd · 2 ba · 1,636 sq ft
$175,000Est. $931/moSHORT SALE - OFFERS SUBJECT TO LENDER APPROVAL. Property sold AS-IS. Seller will make no repairs. Buyer must…
Listing Office: 1 realty corp
Pending2962 Ribault CircleJacksonville, FL 32208
3 bd · 2 ba · 1,153 sq ft
$175,000Est. $931/moWelcome to this bright and inviting home set on a quiet, low-traffic loop! Step inside to a super functional layout…
Listing Office: jwb realty llc
For Sale6910 Cartier CircleJacksonville, FL 32208
3 bd · 2.5 ba · 1,860 sq ft
$239,000Est. $1,272/moWelcome home to this spacious 3-bedroom, 2.5-bath single-family residence offering a functional layout and plenty of…
Listing Office: coldwell banker anabasis realty
Keep looking
Similar homes in Jacksonville
Explore the area
More in Atlantic Beach
Atlantic Beach guides & reports
Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines