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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a waterfront home in Jacksonville.

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Sold

Sold·Closed Oct 5, 2026·6 days on market·Recent sales in Jacksonville

2153 Courtney Drive

Jacksonville, FL 32208

$230,000sold priceListed at $230,000 · 100% of asking$166/sqftMLS# 2161243
3
Beds
2
Baths
1,383
Sq Ft
1972
Built
2
Garage
No
Pool
FEMA Zone XNo HOA0.40 acresWaterfrontSingle Family Residence1 story

About this home

Jacksonville

FULLY RENOVATED. Welcome to this beautiful lakefront home offering modern comfort, thoughtful upgrades, and peaceful waterfront living in Jacksonville. Completely refreshed and move-in ready, this home features a NEW 2026 roof, NEW 2026 HVAC system, NEW windows, updated plumbing, a 2025 electrical panel, new flooring, and contemporary finishes throughout. The renovated kitchen creates a fresh, inviting centerpiece for everyday living and entertaining, while the stylishly updated bathrooms add a clean, modern feel. Step outside and enjoy tranquil lake views from your own backyard, an ideal setting for morning coffee, relaxing evenings, or simply enjoying the Florida lifestyle. With the major improvements already completed, you can move in with confidence and start enjoying your new home from day one. Whether you're a first-time buyer, downsizing, or looking for an investment opportunity, 2153 Courtney Drive is ready to impress. Schedule your private showing today!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,274
Property taxesest. at asking price, Duval County$376
Estimated total, before insurance$1,650/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,327/yr · $111/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$230,000
$46,000
Loan Term
Monthly Payment
$1,274
Principal & Interest: $1,274
Property taxes (est.): $376
Insurance (est.): $153
Estimated Total Monthly
$1,803
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: material not specified — 2026 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,722 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$185,909$43,933—
2024$186,217$41,847—
2023$154,111$39,027—
2022$148,255$0—
2021$112,890$0—
2020$109,499$11,908▲ $11,321

2025 property taxes (current owner): $1,327/yr

Estimated taxes if purchased at asking price: ~$4,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Oct 6, 2026Closed$230,000
  • Aug 28, 2026Pending$230,000
  • Aug 21, 2026Listed$230,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $154/sq ft; this home is listed at $166/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1648 Stafford Road, Jacksonville, FL 32208Listed by LISA DUKE REALTY LLCSep 2026$207,000$1243/21,674670.4
1546 Palmdale Street, Jacksonville, FL 32208Listed by NEXT LEVEL REALTY OF FL, INC.Sep 2026$215,000$1543/21,3941430.5
1710 Rowe Avenue, Jacksonville, FL 32208Listed by RE FLORIDA HOMES LLCOct 2026$152,290$1154/21,33030.6
5758 Oprey Street, Jacksonville, FL 32208Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTYSep 2026$230,000$1923/21,198530.7
6638 Champlain Road, Jacksonville, FL 32208Listed by NETWORTH REALTY OF JACKSONVILLE, LLCSep 2026$218,000$1513/21,44060.7
5729 Cooke Street, Jacksonville, FL 32208Listed by BETTER HOMES AND GARDENS LIFESTYLES REALTYSep 2026$235,020$1913/21,23000.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$230,000
Price / Sq Ft$166
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,383
Acres0.40 acres
Year Built1972
TypeResidential
Sub-TypeSingle Family Residence
StyleMid-Century Modern
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontYes

Community Information

Address2153 Courtney Drive, Jacksonville, FL 32208
Area075-Trout River/College Park/Ribault Manor
SubdivisionLake Park Estates
CityJacksonville
CountyDuval
StateFL
Zip Code32208
Lot Size17,424 sq ft
Parcel Number0261380000

Amenities

Community FeaturesFishing
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener
ViewPond
Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Open Floorplan
AppliancesElectric Oven, Electric Range, Electric Water Heater, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringVinyl
# of Stories1
LevelsOne
LaundryIn Garage

Exterior

ConstructionBrick

Additional Information

Date ListedAugust 21, 2026
Days on Market6
Tax Amount$1,326.58
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COMPASS FLORIDA LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Oct 5, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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