This home is in Jacksonville — a waterfront home in Jacksonville.
Active·33 days on market
3037 Ribault Scenic Drive
Jacksonville, FL 32208
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Call (904) 333-8595 Text Krista
Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Jacksonville
SHORT SALE - OFFERS SUBJECT TO LENDER APPROVAL. Property sold AS-IS. Seller will make no repairs. Buyer must physically inspect the property prior to submitting an offer. Seller is requesting Highest and Best Offers. All offers must be submitted on the FAR/BAR AS-IS Contract and include proof of funds or lender pre-approval. Buyer responsible for verifying all information important to their purchase decision. AGENTS PLEASE SEE THE DOCUMENTS SECTION FOR COMPLETE OFFER SUBMISSION INSTRUCTIONS. Experience riverfront living at 3037 Ribault Scenic Drive, Jacksonville, FL 32208. Situated on an oversized lot in a peaceful Jacksonville neighborhood, this 4-bedroom, 2-bath home offers an exceptional opportunity for homeowners and investors alike. Important updates have already been completed, including two fully renovated bathrooms featuring tiled walk-in showers, new vanities, modern toilets, updated tile flooring, and fresh interior and exterior paint.
Next steps in Atlantic Beach
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone AE — high-risk flood zone (Special Flood Hazard Area)
Lenders require flood insurance for financed purchases here.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Metal — year not disclosed (home built 1960)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer & public water · JEA
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,728 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Sep 28, 2026Price change$175,000−$10,000
- Aug 29, 2026Price change$185,000−$10,000
- Aug 4, 2026Price change$195,000−$10,000
- Aug 28, 2025Listed$205,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: 1 REALTY CORP
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines