This home is in Jacksonville.
Sold·Closed Sep 9, 2026·1 day on market·Recent sales in Jacksonville
4112 Owen Avenue
Jacksonville, FL 32209
About this home
Jacksonville
A CAN'T MISS OPPORTUNITY! 4/1 block home on a large fenced lot with recent upgrades! Large living room with natural lighting. Charming kitchen with updated cabinets. Four full bedrooms. Updated bath with tile shower. Plus there's a covered rear porch and a fenced back yard! This is an incredible value in need of some TLC - schedule your tour today so you don't miss out! Property sold as-is where-is. Cash or hard money only.
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone E
Zone E evacuates after zones A, B, C, D in an approaching storm.
Roof: material not specified — year not disclosed (home built 1959)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer & public water · JEA
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,380 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $1,737/yr
Estimated taxes if purchased at asking price: ~$1,600/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Sep 9, 2026Closed$88,750
- Sep 2, 2026Pending$88,750
- Sep 1, 2026Active$88,750
- Aug 31, 2026Listed$88,750
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $162/sq ft; this home is listed at $69/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 3831 Owen Avenue, Jacksonville, FL 32209Listed by LPT REALTY LLC | Sep 2026 | $249,000 | $197 | 3/2 | 1,262 | 57 | 0.2 |
| 4444 S Trenton Drive, Jacksonville, FL 32209Listed by VIRTUALTY REAL ESTATE | Sep 2026 | $105,000 | $112 | 3/1 | 939 | 22 | 0.3 |
| 6638 Champlain Road, Jacksonville, FL 32208Listed by NETWORTH REALTY OF JACKSONVILLE, LLC | Sep 2026 | $218,000 | $151 | 3/2 | 1,440 | 6 | 0.9 |
| 4313 Harbor View Drive, Jacksonville, FL 32208Listed by JPAR CITY AND BEACH | Sep 2026 | $203,000 | $162 | 3/2 | 1,250 | 41 | 1 |
| 4751 Lincrest Drive N, Jacksonville, FL 32208Listed by JPAR CITY AND BEACH | Sep 2026 | $190,000 | $171 | 3/2 | 1,112 | 22 | 1 |
| 6949 Cavalier Road, Jacksonville, FL 32208Listed by REALHOME SERVICES AND SOLUTIONS INC | Sep 2026 | $54,220 | $42 | 3/1.5 | 1,281 | 21 | 1.2 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: WHOLESALE REALTY LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
This home sold on Sep 9, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
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