Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in St. Augustine — a waterfront home in St. Johns County.

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Active

Active·17 days on market

156 Avenida Menedez

St. Augustine, FL 32084

$1,700,000Est. $8,731/moMLS# 2158449

Beds

Baths

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Garage

Pool

About this home

St. Augustine

A once-in-a-lifetime opportunity to build along St. Augustine's iconic Bayfront in the nation's oldest city. Located at 156 Avenida Menendez, this rare vacant lot offers the chance to construct the first new structure on this coveted stretch in over 100 years. Enjoy breathtaking views of Matanzas Bay, the St. Augustine Lighthouse, and spectacular sunrises, all just steps from world-class dining, shopping, marinas, and historic attractions. Zoned for multifamily use, this unique property offers endless possibilities, including a luxury residence or boutique investment (subject to applicable approvals). Opportunities to build new on the Bayfront are exceptionally rare, making this an extraordinary chance to own one of downtown St. Augustine's most desirable locations and create a legacy property in one of Florida's most historic and sought-after destinations.

Cost to own

Mortgage calculator

Home Price

$1,700,000

Down Payment: 20%

$340,000

Interest Rate: 6.65%

Loan Term

Monthly Payment

$8,731

Principal & Interest: $8,731

Property taxes (est.): $2,262

Insurance (est.): $1,133

Estimated Total Monthly

$12,126

*30-year loan at 6.65% APR (avg 30-yr rate 2026-08-20, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.65% · 30yr$8,731

Property taxesest. at asking price, St. Johns County$2,262

Estimated total, before insurance$10,993/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: material not specified

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · FL0021938 - City of Saint Augustine WWTP - customer accounts · Public water (record)

County records show this parcel on central sewer served by FL0021938 - City of Saint Augustine WWTP - customer accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,770 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History