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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville a pool home in Jacksonville.

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Active

Active·7 days on market

14699 Moore Branch Road

Jacksonville, FL 32234

$1,124,900$292/sqftEst. $5,801/moMLS# 2158066
4
Beds
3
Baths
3,851
Sq Ft
2004
Built
3
Garage
Yes
Pool

About this home

Jacksonville

Welcome to your own private country retreat in desirable Moore Branch Estates! Situated on approximately 2.5 acres, this custom-built 4-bedroom, 3.5-bath home offers over 3,800 square feet of thoughtfully designed living space with the perfect blend of luxury, comfort, and equestrian living. Inside, you'll find soaring ceilings, an open-concept floor plan, and a spacious first-floor primary suite. The kitchen flows seamlessly into the main living areas, making it ideal for both everyday living and entertaining. French doors lead to your outdoor oasis featuring a saltwater pool with a pebble finish, travertine pool deck, poolside cabana with fire pit, and peaceful views of the fenced pasture.

Cost to own

Mortgage calculator

$1,124,900
$224,980
Loan Term
Monthly Payment
$5,801
Principal & Interest: $5,801
Property taxes (est.): $1,837
Insurance (est.): $750
Estimated Total Monthly
$8,388
*30-year loan at 6.69% APR (avg 30-yr rate 2026-08-06, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.69% · 30yr$5,801
Property taxesest. at asking price, Duval County$1,837
HOAbilled annually$6
Estimated total, before insurance$7,644/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$11,929/yr · $994/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $11,929/yr

Estimated taxes if purchased at asking price: ~$22,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2004)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Septic system (public record) · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,699 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Jul 31, 2026Listed$1,124,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$1,124,900
Price / Sq Ft$292
Bedrooms4
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage3,851
Acres2.48 acres
Year Built2004
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Garages3
Has PoolYes
Pool FeaturesIn Ground, Salt Water
Is WaterfrontNo

School Information

ElementaryMamie Agnes Jones
MiddleBaldwin
HighBaldwin

Community Information

Address14699 Moore Branch Road, Jacksonville, FL 32234
Area066-Cecil Commerce Area
SubdivisionMoore Branch Estates
CityJacksonville
CountyDuval
StateFL
Zip Code32234
Lot Size108,028.8 sq ft
Parcel Number0023965010
ZoningResidential

Amenities

UtilitiesSewer Connected, Water Connected
SewerSeptic Tank
Water SourceWell
ParkingAdditional Parking, Attached, RV Access/Parking

Interior

Interior FeaturesCeiling Fan(s), Kitchen Island, Open Floorplan, Primary Bathroom -Tub with Separate Shower, Primary Downstairs
AppliancesDishwasher, Electric Cooktop, Electric Oven, Microwave, Refrigerator, Water Softener Owned, Wine Cooler
HeatingCentral
CoolingCentral Air
FireplaceYes
Fireplace FeaturesGas
# of Stories2
LaundryElectric Dryer Hookup, In Unit, Lower Level, Washer Hookup
Spa FeaturesIn Ground

Exterior

Exterior FeaturesFire Pit
RoofShingle
ConstructionFrame, Vinyl Siding
Road SurfaceAsphalt

Additional Information

Date ListedJuly 31, 2026
Days on Market0
HOA Fees$75 / Annually
HOA FrequencyAnnually
Tax Amount$11,929.01
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: HERRON REAL ESTATE LLC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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