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This home is in Jacksonville — a home near Atlantic Coast High School.

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Active·Listed today

12068 Versailles Street

Jacksonville, FL 32224

$389,900$265/sqftEst. $1,988/moMLS# 2157712

Beds

Baths

1,470

Sq Ft

2023

Built

Garage

Pool

About this home

Jacksonville

Welcome to 12068 Versailles St. This beautifully maintained home offers an open-concept layout, stylish finishes, and abundant natural light, creating the perfect space for everyday living and entertaining. The versatile custom Murphy bed adds flexibility for guests or a home office, while the newly installed side pavers provide added convenience and curb appeal. Enjoy the fully fenced backyard, perfect for relaxing, entertaining, or pets. Best of all, this home has no HOA or CDD fees and is ideally located just minutes from Jacksonville's beaches, St. Johns Town Center, Mayo Clinic, top-rated dining, shopping, and major highways. Move-in ready and loaded with thoughtful upgrades, this is one you won't want to miss!

Cost to own

Mortgage calculator

Home Price

$389,900

Down Payment: 20%

$77,980

Interest Rate: 6.58%

Loan Term

Monthly Payment

$1,988

Principal & Interest: $1,988

Property taxes (est.): $637

Insurance (est.): $260

Estimated Total Monthly

$2,885

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$1,988

Property taxesest. at asking price, Duval County$637

Estimated total, before insurance$2,625/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,804/yr · $400/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $4,804/yr

Estimated taxes if purchased at asking price: ~$7,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,639 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 30, 2026Listed$389,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$389,900

Price / Sq Ft$265

Bedrooms3

Bathrooms2.00

Full Baths2

Square Footage1,470

Acres0.15 acres

Year Built2023

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

School Information

ElementaryKernan Trail

MiddleKernan

HighAtlantic Coast

Community Information

Address12068 Versailles Street, Jacksonville, FL 32224

Area023-Southside-East Of Southside Blvd

SubdivisionSans Pareil

CityJacksonville

CountyDuval

StateFL

Zip Code32224

Lot Size6,534 sq ft

Parcel Number1660730000

ZoningResidential

Amenities

UtilitiesCable Available, Electricity Available

SewerSeptic Tank

Water SourceWell

ParkingGarage, Garage Door Opener

ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Butler Pantry, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer

HeatingCentral, Electric

CoolingCentral Air

FlooringCarpet

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, In Unit, Washer Hookup

SecuritySmoke Detector(s)