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Active Under Contract

Active Under Contract·12 days on market

2283 South Brook Drive

Fleming Island, FL 32003

$700,000$226/sqftEst. $3,610/moMLS# 2157239

Beds

Baths

3,093

Sq Ft

2001

Built

Garage

Yes

Pool

About this home

Fleming Island

Rosewood pool home on a .34 acre, coveted golf course view lot and located in the main hub of Eagle Harbor; walking distance to the clubhouse and a short bike or car ride to all of the resort style amenities and A-rated Fleming Island Elementary. NEW Roof at closing, with acceptable offer. The versatile floor plan is a mix of traditional and modern with a formal dining room and entry, but also an open plan in the main living area. The over 3,000 square feet offers 5 bedrooms, 4 bathrooms, with the 5th bedroom currently used an office with a closet. The bedrooms are split into different zones, making it a great plan for guests, family or extra flex rooms. Two bedrooms with wood floors share a Jack-and-Jill bathroom on the first floor, and upstairs is a complete oversized bonus room with a full bathroom and a walk-in closet PLUS an extra storage closet. The primary bedroom retreat is tucked away on the other side of the home and includes two walk-in closets, a garden tub, dual sinks and

Cost to own

Mortgage calculator

Home Price

$700,000

Down Payment: 20%

$140,000

Interest Rate: 6.69%

Loan Term

Monthly Payment

$3,610

Principal & Interest: $3,610

Property taxes (est.): $1,073

Insurance (est.): $467

Estimated Total Monthly

$5,149

*30-year loan at 6.69% APR (avg 30-yr rate 2026-08-06, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.69% · 30yr$3,610

Property taxesest. at asking price, Clay County$1,073

HOAbilled annually$5

Estimated total, before insurance$4,688/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: material not specified — year not disclosed (home built 2001)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer (public record) · Public water · Clay County Utilities

County records show this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,677 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History