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Sold

$775,000Sold4 bd · 3.5 ba · 3,851 sq ft

Sold·Closed Oct 26, 2026·47 days on market

3437 Mainard Branch Court

Fleming Island, FL 32003

$775,000sold priceListed at $795,000 · 97.5% of asking$201/sqftMLS# 2161381
4
Beds
3.5
Baths
3,851
Sq Ft
2003
Built
3
Garage
No
Pool
FEMA Zone XHOA $5/mo0.46 acresSingle Family Residence1 story

About this home

Fleming Island

Welcome to 3437 Mainard Branch Ct, a custom-built all-brick home by C.R. Rosewood Homes, Inc., ideally situated on a quiet cul-de-sac in the desirable Daniels Landing community of Fleming Island. This spacious single-story home offers 4 bedrooms, 3.5 baths, a library, office, and a finished room over the garage (FROG), providing abundant flexibility for everyday living, work, guests, and entertaining. The home features two covered Florida/sunrooms, perfect for relaxing, entertaining, or creating your own indoor-outdoor retreat. Surround sound throughout adds an extra touch for movie nights and gatherings. While the interior is ready for updating, the home offers a fantastic opportunity to bring your personal vision and transform a well-built custom residence into something truly special.Roof replaced in 2024 !Private Dock access!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$4,225
Property taxesest. at asking price, Clay County$1,188
HOAbilled annually$5
Estimated total, before insurance$5,418/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$9,556/yr · $796/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: material not specified — 2024 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Sewer (public record) · Public water · Clay County Utilities

County records show this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,224 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $9,556/yr

Estimated taxes if purchased at asking price: ~$14,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 26, 2026Closed$795,000
  • Oct 9, 2026Active Under Contract$795,000
  • Sep 25, 2026Price change$795,000−$30,000
  • Aug 30, 2026Price change$825,000−$25,000
  • Aug 22, 2026Listed$850,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $246/sq ft; this home is listed at $201/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1820 Waterbury Lane, Fleming Island, FL 32003Listed by COLDWELL BANKER VANGUARD REALTYNov 2026$815,000$3014/2.52,70640.3
1846 Waterbury Lane, Fleming Island, FL 32003Listed by HERRON REAL ESTATE LLCOct 2026$1,360,000$3795/4.53,59270.4
2468 Stoney Glen Drive, Fleming Island, FL 32003Listed by HARRIS REALTY PARTNERS LLCJul 2026$775,000$2245/43,457230.4
2283 South Brook Drive, Fleming Island, FL 32003Listed by COLDWELL BANKER VANGUARD REALTYSep 2026$695,000$2255/43,093110.5
1894 Osprey Bluff Boulevard, Fleming Island, FL 32003Listed by INI REALTYAug 2026$879,900$2465/4.53,574490.5
1709 Broad Water Court, Fleming Island, FL 32003Listed by COLDWELL BANKER VANGUARD REALTYOct 2026$850,000$2145/33,981120.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$795,000
Price / Sq Ft$206
Bedrooms4
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage3,851
Acres0.46 acres
Year Built2003
TypeResidential
Sub-TypeSingle Family Residence
StyleA-Frame, Traditional
StatusClosed
# of Garages3
Has PoolNo
Is WaterfrontNo

School Information

ElementaryFleming Island
MiddleLakeside

Community Information

Address3437 Mainard Branch Court, Fleming Island, FL 32003
Area122-Fleming Island-NW
SubdivisionDaniels Landing
CityFleming Island
CountyClay
StateFL
Zip Code32003
Lot Size20,037.6 sq ft
Parcel Number31042602126203708

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingAdditional Parking, Attached, Garage, On Street

Interior

Interior FeaturesBreakfast Nook, Butler Pantry, Ceiling Fan(s), Eat-in Kitchen, His and Hers Closets, Jack and Jill Bath, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Vaulted Ceiling(s)
AppliancesDishwasher, Disposal, Electric Cooktop, Microwave, Refrigerator, Wine Cooler
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile, Wood
FireplaceYes
# of Fireplaces1
# of Stories1
LevelsMulti/Split
LaundryElectric Dryer Hookup, Washer Hookup

Additional Information

Date ListedAugust 22, 2026
Days on Market47
HOA Fees$60 / Annually
HOA FrequencyAnnually
Tax Amount$9,555.97
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: HERRON REAL ESTATE LLC

Sold by: HERRON REAL ESTATE LLC (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Oct 26, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

Is this home priced right?

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