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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Active

$649,9004 bd · 3 ba · 2,530 sq ft

Active·2 days on market

2371 Stoney Glen Drive

Fleming Island, FL 32003

$649,900$257/sqftEst. $3,543/mo mortgageMLS# 2171548
4
Beds
3
Baths
2,530
Sq Ft
2002
Built
3
Garage
Yes
Pool
FEMA Zone XHOA $5/mo11,326 sqft lotSingle Family Residence1 story

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Fleming Island

Wow!! What an opportunity!! This beautiful home is located in desirable Stoney Glen of Eagle Harbor. You & your guests will warmed by the welcoming curb appeal as you drive up*Nice landscaping plus a 3-car garage w/Carriage Insulated doors so your extra car/bikes are put away*Walk into an open floorplan w/high ceilings & neutral colors*You'll have flex space with the formal LR & DR which can easily be office or craft areas*The lite/brite kitchen offers an expanded pantry for your growing family & lots of cabinet space*This O'looks a spacious family area w/woodburning FP*The owner's suite is sure to please as you end your day & relax*The entire family has their own space/privacy w/2 beds/ one bath on one end plus the 4th bed/3rd bath towards the back*Walk out back to a covered patio plus your private tropical oasis with palms & waterfall into your sparkling pool. Notice the Stingray Motif bottom of pool*This is an ideal backyard for those family BBBQs or entertaining friends*Wont last!!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$3,543
Property taxesest. at asking price, Clay County$996
HOAbilled annually$5
Estimated total, before insurance$4,544/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$11,148/yr · $929/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$649,900
$129,980
Loan Term
Monthly Payment
$3,543
Principal & Interest: $3,543
Property taxes (est.): $996
Insurance (est.): $433
Estimated Total Monthly
$4,972
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Shingle — year not disclosed (home built 2002)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,662 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $11,148/yr

Estimated taxes if purchased at asking price: ~$12,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 30, 2026Listed$649,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $214/sq ft; this home is listed at $257/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1716 Secluded Woods Way, Fleming Island, FL 32003Listed by COLDWELL BANKER VANGUARD REALTYSep 2026$640,000$2145/42,984510.4
2283 South Brook Drive, Fleming Island, FL 32003Listed by COLDWELL BANKER VANGUARD REALTYSep 2026$695,000$2255/43,093110.4
2250 Keaton Chase Drive, Fleming Island, FL 32003Listed by WATSON REALTY CORPAug 2026$545,000$1994/32,7451190.6
2220 Lookout Landing, Fleming Island, FL 32003Listed by RE/MAX UNLIMITEDOct 2026$555,000$2035/42,739690.7
1955 Guarded Way, Fleming Island, FL 32003Listed by FLORIDA HOMES REALTY & MTG LLCOct 2026$470,000$2044/22,303400.7
1843 Commodore Point Drive, Fleming Island, FL 32003Listed by REALTY ONE GROUP ELEVATEOct 2026$568,000$2374/32,396460.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$649,900
Price / Sq Ft$257
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,530
Total Structure Area3,479 sq ft
Acres0.26 acres
Year Built2002
TypeResidential
Sub-TypeSingle Family Residence
StyleContemporary, Ranch
Property ConditionUpdated/Remodeled
StatusActive
# of Garages3
Has PoolYes
Pool FeaturesIn Ground, Electric Heat, Pool Sweep, Screen Enclosure, Waterfall
Is WaterfrontNo

School Information

ElementaryThunderbolt
MiddleLakeside

Community Information

Address2371 Stoney Glen Drive, Fleming Island, FL 32003
Area122-Fleming Island-NW
SubdivisionEagle Harbor
CityFleming Island
CountyClay
StateFL
Zip Code32003
Lot Size11,325.6 sq ft
Lot Dimensions80 x 141
Parcel Number31042602126203520
ZoningResidential

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Fitness Center, Golf Course, Maintenance Grounds, Management - Full Time, Pickleball, Playground, Tennis Court(s)
Community FeaturesSidewalks
UtilitiesSewer Connected, Water Connected
Water SourcePublic
ParkingGarage

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Pantry
AppliancesDishwasher, Disposal, Electric Oven, Microwave
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Exterior FeaturesOutdoor Kitchen
Patio / PorchCovered, Screened
FencingWood
RoofShingle
ConstructionFrame, Stucco

Additional Information

Date ListedOctober 30, 2026
Days on Market2
HOA Fees$60 / Annually
HOA FrequencyAnnually
HOA NameStoney Glen
Tax Amount$11,148.01
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: RE/MAX SPECIALISTS

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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