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Sold

$555,000Sold5 bd · 4 ba · 2,739 sq ft

Sold·Closed Oct 14, 2026·69 days on market

2220 Lookout Landing

Fleming Island, FL 32003

$555,000sold priceListed at $565,000 · 98.2% of asking$203/sqftMLS# 2153636
5
Beds
4
Baths
2,739
Sq Ft
1999
Built
2
Garage
No
Pool
FEMA Zone XHOA $5/mo9,583 sqft lotWaterfrontSingle Family Residence1 story

About this home

Fleming Island

OPEN HOUSE on Sat. 9/12/26 from 1 PM - 3PM!! HUGE PRICE REDUCTION! Waterfront home in Eagle Harbor, Fleming Island FL 32003 -- east-facing pond frontage with sunrise views, fire pit, and stone patio. This one-story, 5-bedroom, 4-bath home offers 2,739 sq ft of single-level living: four bedrooms downstairs including a spacious primary suite with spa-style bath, soaking tub, separate walk-in shower, and walk-in closet, plus a private upstairs guest suite with full bath -- ideal in-law suite, multigenerational setup, home office, or media room. Granite kitchen open to the main living area, custom built-ins, plantation shutters, two fireplaces, luxury vinyl and wood flooring throughout. Major updates complete: NEW roof June 2026 with transferable warranty, CDD bond paid in full, clean 4-point inspection on file, owned water softener, EV charger, and so much more. The boring-but-critical stuff is done at 2220 Lookout Landing -- that's what ''move-in ready'' actually means.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$3,026
Property taxesest. at asking price, Clay County$851
HOAbilled annually$5
Estimated total, before insurance$3,881/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$7,576/yr · $631/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Shingle — year not disclosed (home built 1999)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer (public record) · Public water · Clay County Utilities

County records show this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,665 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

Last sold: $508,000 in February 2022(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$464,064$413,342—
2024$442,567$442,567—
2023$439,022$439,022—
2022$378,911$224,088—
2021$305,275$216,105—
2020$282,470$212,431—

2025 property taxes (current owner): $7,576/yr

Estimated taxes if purchased at asking price: ~$10,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Oct 20, 2026Closed$565,000
  • Sep 23, 2026Pending$565,000
  • Sep 15, 2026Active Under Contract$565,000
  • Sep 10, 2026Price change$565,000−$15,000
  • Aug 15, 2026Price change$580,000−$19,000
  • Jul 20, 2026Price change$599,000−$10,000
  • Jul 8, 2026Active$609,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $219/sq ft; this home is listed at $203/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1955 Guarded Way, Fleming Island, FL 32003Listed by FLORIDA HOMES REALTY & MTG LLCOct 2026$470,000$2044/22,303400.1
2283 South Brook Drive, Fleming Island, FL 32003Listed by COLDWELL BANKER VANGUARD REALTYSep 2026$695,000$2255/43,093110.4
2211 Harbor Lake Drive, Fleming Island, FL 32003Listed by COLDWELL BANKER VANGUARD REALTYNov 2026$525,000$2194/32,39220.5
2250 Keaton Chase Drive, Fleming Island, FL 32003Listed by WATSON REALTY CORPAug 2026$545,000$1994/32,7451190.6
1607 Highland View Court, Fleming Island, FL 32203Listed by DJ & LINDSEY REAL ESTATEAug 2026$415,000$2104/31,980410.9
1820 Waterbury Lane, Fleming Island, FL 32003Listed by COLDWELL BANKER VANGUARD REALTYNov 2026$815,000$3014/2.52,70641

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$565,000
Price / Sq Ft$206
Bedrooms5
Bathrooms4.00
Full Baths4
Square Footage2,739
Total Structure Area3,590 sq ft
Acres0.22 acres
Year Built1999
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontYes

School Information

ElementaryFleming Island
MiddleLakeside

Community Information

Address2220 Lookout Landing, Fleming Island, FL 32003
Area122-Fleming Island-NW
SubdivisionEagle Harbor
CityFleming Island
CountyClay
StateFL
Zip Code32003
Lot Size9,583.2 sq ft
Parcel Number30042602126202792

Amenities

AmenitiesPool, Basketball Court, Boat Dock, Children's Pool, Clubhouse, Golf Course, Jogging Path, Park, Pickleball, Playground, RV/Boat Storage, Tennis Court(s)
Community FeaturesSidewalks, Suburban, Street Lights, Restaurant, Curbs
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage
ViewPond, Water
Waterfront TypeLagoon, Pond

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Built-in Features, Ceiling Fan(s), In-Law Floorplan, Jack and Jill Bath, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer, Water Softener Owned
HeatingCentral
CoolingCentral Air, Multi Units
FlooringTile, Wood
FireplaceYes
# of Fireplaces2
Fireplace FeaturesElectric, Wood Burning
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Lower Level, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Exterior FeaturesFire Pit, Outdoor Kitchen
Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Patio
FencingBack Yard, Wrought Iron
RoofShingle
ConstructionFrame, Stucco
Road SurfaceAsphalt

Additional Information

Date ListedJuly 8, 2026
Days on Market69
HOA Fees$60 / Annually
HOA FrequencyAnnually
HOA NameEagle Harbor Association
Tax Amount$7,576.08
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: RE/MAX UNLIMITED

Sold by: EAGLES WORLD REALTY, INC (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Oct 14, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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