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Sold

$850,000Sold5 bd · 3 ba · 3,981 sq ft

Sold·Closed Oct 13, 2026·12 days on market

1709 Broad Water Court

Fleming Island, FL 32003

$850,000sold priceListed at $900,000 · 94.4% of asking$214/sqftMLS# 2160549
5
Beds
3
Baths
3,981
Sq Ft
2002
Built
3
Garage
Yes
Pool
FEMA Zone XHOA $5/mo14,375 sqft lotSingle Family Residence2 stories

About this home

Fleming Island

This truly unique home is an entertainer's dream, offering nearly 4,000 square feet of light-filled interior living space and more than 2,000 square feet of incredible outdoor living. Soaring 12-foot ceilings enhance the light, bright, and open design, while expansive, flexible spaces accommodate nearly every lifestyle. This is a home unlike any other in Eagle Harbor. Situated on a large one-third-acre cul-de-sac lot overlooking a peaceful pond, this fresh and move-in-ready home features four bedrooms on the main floor, an upstairs fifth bedroom that could also serve as an additional bonus room and a dedicated offfice which could serve as a sixth bedroom.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$4,634
Property taxesest. at asking price, Clay County$1,303
HOAbilled annually$5
Estimated total, before insurance$5,942/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$13,244/yr · $1,104/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: material not specified — year not disclosed (home built 2002)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer (public record) · Public water · Clay County Utilities

County records show this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,746 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

Southeast-facing backyard — winter sunrises, bright mornings

The listing reports the home facing northwest, which puts the backyard and pool on the southeast side. Today at this address: sunrise 6:42 AM, sunset 5:39 PM.

  • A pool here gets good sun without the hottest afternoon exposure.
  • The rear takes strong morning-to-midday sun and eases off by late afternoon; in winter the sun rises almost straight into this exposure.
  • A comfortable compromise lot: real sun without the western afternoon heat.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $13,244/yr

Estimated taxes if purchased at asking price: ~$15,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 13, 2026Closed$900,000
  • Sep 29, 2026Pending$900,000
  • Sep 1, 2026Active Under Contract$900,000
  • Aug 20, 2026Active$900,000
  • Aug 17, 2026Listed$900,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $224/sq ft; this home is listed at $214/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2283 South Brook Drive, Fleming Island, FL 32003Listed by COLDWELL BANKER VANGUARD REALTYSep 2026$695,000$2255/43,093110.2
2468 Stoney Glen Drive, Fleming Island, FL 32003Listed by HARRIS REALTY PARTNERS LLCJul 2026$775,000$2245/43,457230.3
1792 Eagle Watch Drive, Fleming Island, FL 32003Listed by COLDWELL BANKER VANGUARD REALTYJun 2026$580,000$2005/42,90750.3
1574 Country Walk Drive, Fleming Island, FL 32003Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYJun 2026$800,000$2755/42,912150.3
1768 Eagle Watch Drive, Fleming Island, FL 32003Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTAug 2026$550,000$1754/33,135250.4
1588 Rivertrace Drive, Fleming Island, FL 32003Listed by COLDWELL BANKER VANGUARD REALTYJun 2026$645,000$2025/43,19950.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$900,000
Price / Sq Ft$226
Bedrooms5
Bathrooms3.00
Full Baths3
Square Footage3,981
Acres0.33 acres
Year Built2002
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages3
Has PoolYes
Pool FeaturesIn Ground, Screen Enclosure
Is WaterfrontNo
Direction FacesNorthwest

School Information

ElementaryFleming Island
MiddleLakeside

Community Information

Address1709 Broad Water Court, Fleming Island, FL 32003
Area122-Fleming Island-NW
SubdivisionEagle Harbor
CityFleming Island
CountyClay
StateFL
Zip Code32003
Lot Size14,374.8 sq ft
Parcel Number31042602126203334
ZoningResidential

Amenities

UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener

Interior

AppliancesDishwasher, Disposal, Electric Range, Microwave
HeatingCentral
CoolingCentral Air, Wall/Window Unit(s)
# of Stories2
LevelsTwo

Additional Information

Date ListedAugust 20, 2026
Days on Market12
HOA Fees$60 / Annually
HOA FrequencyAnnually
Tax Amount$13,244.11
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COLDWELL BANKER VANGUARD REALTY

Sold by: OCCUPY REAL ESTATE GROUP, LLC. (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Oct 13, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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