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1735 Walton Lake Court

Fleming Island, FL 32003

$589,000$219/sqftEst. $3,037/moMLS# 2144411

Beds

Baths

2,694

Sq Ft

2002

Built

Garage

Pool

About this home

Fleming Island

***OPEN HOUSE SUNDAY 8/9 11am-2pm.*** Welcome to resort-style living in the highly sought-after Eagle Harbor community of Fleming Island! Tucked away on a quiet cul-de-sac and situated on a generous .44-acre lot overlooking a peaceful pond, this move-in-ready 4-bedroom, 3.5-bath home offers 2,694 sq. ft. of thoughtfully designed living space with tasteful updates throughout. Inside, luxury vinyl plank flooring flows through the main living areas, while the updated kitchen opens to the spacious family room and eat-in area, creating an inviting space for everyday living and entertaining. The home also features a separate dining room and formal living room, providing plenty of flexibility for gatherings, a home office or additional living space. A dedicated inside laundry room adds everyday convenience, while the home also offers abundant storage throughout. Nicely updated bathrooms, built-in speakers and a central vacuum system add to the home's comfort and convenience. The

Cost to own

Mortgage calculator

Home Price

$589,000

Down Payment: 20%

$117,800

Interest Rate: 6.69%

Loan Term

Monthly Payment

$3,037

Principal & Interest: $3,037

Property taxes (est.): $903

Insurance (est.): $393

Estimated Total Monthly

$4,333

*30-year loan at 6.69% APR (avg 30-yr rate 2026-08-06, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.69% · 30yr$3,037

Property taxesest. at asking price, Clay County$903

HOAbilled annually$5

Estimated total, before insurance$3,945/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$9,254/yr · $771/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $9,254/yr

Estimated taxes if purchased at asking price: ~$10,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History