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Active Under Contract

Active Under Contract·22 days on market

1433 Course View Drive

Fleming Island, FL 32003

$560,000$189/sqftEst. $2,894/moMLS# 2160708

Beds

Baths

2,963

Sq Ft

2000

Built

Garage

Yes

Pool

About this home

Fleming Island

Roof 2020, Ac #1: 2010, Ac #2: 2018, Waterheater: 2008 Welcome to Eagle Harbor, a fantastic opportunity to create your dream home in the heart of Fleming Island. This spacious pool home offers beautiful lagoon-to-golf-course views, an open floor plan, and plenty of potential for a buyer ready to add their own personal style and finishes. The home is being offered at an attractive price that reflects the opportunity for updating, giving the next owner the chance to renovate the kitchen and bathrooms, select new flooring, freshen the interior paint, and transform the landscaping exactly to their taste without paying the premium for someone else's renovations. Additional features include a solar-heated pool, hardwood flooring in select areas, an oversized garage with abundant cabinetry, indoor laundry room with utility sink and storage, separate irrigation meter, and an upstairs bonus room with a full bath that can serve as a 5th bedroom, guest suite, office, or flex space.

Cost to own

Mortgage calculator

Home Price

$560,000

Down Payment: 20%

$112,000

Interest Rate: 6.71%

Loan Term

Monthly Payment

$2,894

Principal & Interest: $2,894

Property taxes (est.): $858

Insurance (est.): $373

Estimated Total Monthly

$4,125

*30-year loan at 6.71% APR (avg 30-yr rate 2026-09-03, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.71% · 30yr$2,894

Property taxesest. at asking price, Clay County$858

HOAbilled annually$5

Estimated total, before insurance$3,757/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$9,710/yr · $809/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $9,710/yr

Estimated taxes if purchased at asking price: ~$10,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone E

Zone E evacuates after zones A, B, C, D in an approaching storm.

Roof: Shingle — 2020 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Sewer (public record) · Public water · Clay County Utilities

County records show this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,699 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Aug 22, 2026Active Under Contract$560,000
Aug 18, 2026Listed$560,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$560,000

Price / Sq Ft$189

Bedrooms5

Bathrooms4.00

Full Baths4

Square Footage2,963

Acres0.27 acres

Year Built2000

TypeResidential

Sub-TypeSingle Family Residence

StatusActive Under Contract

# of Garages2

Has PoolYes

Pool FeaturesIn Ground, Heated, Waterfall

Is WaterfrontYes

Direction FacesNorth

School Information

ElementaryFleming Island

MiddleLakeside

HighFleming Island

Community Information

Address1433 Course View Drive, Fleming Island, FL 32003

Area122-Fleming Island-NW

SubdivisionEagle Harbor

CityFleming Island

CountyClay

StateFL

Zip Code32003

Lot Size11,761.2 sq ft

Lot Dimensions90x130

Parcel Number32042602126201024

ZoningResidential

Amenities

AmenitiesPool, Basketball Court, Boat Dock, Boat Launch, Children's Pool, Clubhouse, Fitness Center, Golf Course, Jogging Path, Maintenance Grounds, Management - Full Time, Park, Pickleball, Playground, RV/Boat Storage, Tennis Court(s)

UtilitiesElectricity Available, Sewer Available, Water Available

SewerPublic Sewer

Water SourcePublic

ParkingGarage

ViewGolf Course, Lake, Pond, Water

Waterfront TypeLagoon, Pond

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Central Vacuum, Guest Suite, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Walk-In Closet(s)

AppliancesElectric Oven, Electric Range

HeatingCentral

CoolingCentral Air

FlooringCarpet, Tile, Wood

FireplaceYes

# of Fireplaces1

# of Stories2

LevelsTwo