Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Retreat V, Ponte Vedra Beach — a home near Ponte Vedra High School.

Photo 1 / 38
Active

Active·92 days on market·Retreat V

683 Ponte Vedra Boulevard B

Ponte Vedra Beach, FL 32082

$1,590,000$1338/sqftEst. $8,738/mo mortgageMLS# 2157181
2
Beds
2
Baths
1,188
Sq Ft
1987
Built
1
Garage
No
Pool

All Retreat V homes for sale →Search Retreat V on the map

FEMA Zone VEHOA $921/moWaterfrontCondominium1 story

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Retreat V

Wake up to sunrises over the Atlantic, sea breezes, and miles of sandy beach just outside your door. Located in the heart of Ponte Vedra Beach, The Retreat V is just a short bike ride to beach clubs, dining, and shopping. This oceanfront 2-bedroom, 2-bath upstairs end unit is filled with natural light from windows on three sides. Offered furnished and completely remodeled, it is truly move-in ready. The oceanfront porch, accessible from both the living room and the primary bedroom, provides the perfect place to enjoy the views. A proven income-producing property, this condo is equally well suited as a second home or a combination of the two. Additional features include a detached garage and an assigned parking space. This is a rare opportunity to own a remodeled oceanfront end unit in one of Ponte Vedra Beach's most desirable oceanfront communities.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$8,738
Property taxesest. at asking price, St. Johns County$2,116
HOAbilled monthly$921
Estimated total, before insurance$11,775/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,590,000
$318,000
Loan Term
Monthly Payment
$8,738
Principal & Interest: $8,738
Property taxes (est.): $2,116
Insurance (est.): $1,060
Estimated Total Monthly
$11,914
*30-year loan at 7.32% APR (avg 30-yr rate 2026-10-22, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone VE — coastal high-hazard area

Flood insurance is required by lenders, at coastal (wave-action) rates.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: material not specified — year not disclosed (home built 1987)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,699 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

History

Price & status history

  • Aug 31, 2026Active$1,590,000
  • Aug 30, 2026Active Under Contract$1,590,000
  • Jul 27, 2026Listed$1,590,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $247/sq ft; this home is listed at $1,338/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
657 Ponte Vedra Boulevard 657D, Ponte Vedra Beach, FL 32082Listed by PONTE VEDRA CLUB REALTY, INC.Jun 2026$1,850,000$1,2432/21,488500.2
799 Sandpiper Lane, Ponte Vedra Beach, FL 32082Listed by COLDWELL BANKER VANGUARD REALTYSep 2026$310,000$2792/21,113820.4
695 A1A N 53, Ponte Vedra Beach, FL 32082Listed by BEACHES REALTY AND MANAGEMENT LLCAug 2026$175,000$1392/21,260700.5
730 Tidewater Court, Ponte Vedra Beach, FL 32082Listed by PONTE VEDRA CLUB REALTY, INC.Jul 2026$300,000$2472/21,215180.5
695 N A1A 25, Ponte Vedra Beach, FL 32082Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSJul 2026$235,000$1563/2.51,510320.5
733 Driftwood Circle, Ponte Vedra Beach, FL 32082Listed by COLDWELL BANKER VANGUARD REALTYJun 2026$319,000$2403/21,330300.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,590,000
Price / Sq Ft$1,338
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,188
Year Built1987
TypeResidential
Sub-TypeCondominium
Property ConditionUpdated/Remodeled
StatusActive
# of Garages1
Has PoolNo
Is WaterfrontYes

School Information

Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.
Reported elementaryPonte Vedra Rawlings
Reported middleAlice B. Landrum
Reported highPonte Vedra
Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address683 Ponte Vedra Boulevard B, Ponte Vedra Beach, FL 32082
Area261-Ponte Vedra Bch-S Of Corona-E Of A1E/Lake Pv
SubdivisionRetreat V
CityPonte Vedra Beach
CountySt. Johns
StateFL
Zip Code32082
Parcel Number0614866832
ZoningResidential

Amenities

UtilitiesElectricity Connected
Water SourcePublic
ParkingAssigned, Garage
ViewBeach, Ocean

Interior

Interior FeaturesBreakfast Bar
AppliancesConvection Oven, Dryer, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
# of Stories1
LevelsTwo
LaundryIn Unit

Exterior

Exterior FeaturesBalcony
Patio / PorchCovered, Rear Porch

Additional Information

Date ListedJuly 27, 2026
Days on Market92
HOA Fees$921 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesInsurance, Sewer, Trash, Water
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: RE/MAX SPECIALISTS PV

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Retreat V

Retreat V is a neighborhood in Ponte Vedra Beach, FL (St. Johns County), ZIP 32082.

View all Retreat V homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines