This home is in Neptune Beach — a home near Duncan U. Fletcher High School.
Sold·Closed Sep 18, 2026·62 days on market·Recent sales in Neptune Beach
1821 Leeward Lane
Neptune Beach, FL 32266
About this home
Neptune Beach
Prime location in Neptune Beach. This adorable coastal home is minutes away from the Atlantic Ocean at Neptune Beach. Neptune Beach elementary as well as a great dog park are very close by. This home offers 4 bedrooms, 3 full baths, family room with wood burning fireplace. Kitchen with island and large eating area are great for family dinners. Kitchen has been updated with Silestone counter tops. Cabinets offer plenty of storage and a walk-in pantry is a plus. The fenced backyard offers privacy while enjoying the evening on the screen patio. The 4th bedroom (non-conforming) with a private entrance is ADA accessible with a ramp for easy entry. A full accessible bathroom as well as a kitchenette make this area perfect for additional family or even a home office. Solar panels are a bonus feature for this home and are paid in full and provide very reasonable utility bills. Roof is 3 years old. Hybrid water heater is energy efficient. Flood insurance is not required.
Next steps in Neptune Beach
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Shingle — year not disclosed (home built 1981)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer · FL0020407 - City of Neptune Beach · Public water (record)
County records show this parcel on central sewer served by FL0020407 - City of Neptune Beach — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,616 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Atlantic Blvdabout 1 mi · 50 parking spaces
Closest park or preserve
Dutton Island Preserveabout 2 mi · 1.2 mi of trails
Closest public boat ramp
Oak Harbor Boat Ramp (Restricted to shallow draft boats)about 3 mi · Atlantic ICW (Duval County)
Closest kayak & paddleboard launch
Tide Views Preserve Canoe Landing (Long Portage!)about 0.8 mi · Pablo Creek
Closest youth league fields
Fletcher High School Poolabout 1 mi · Baseball, Basketball, Football, Soccer, Volleyball, Lacrosse, Swimming
Closest grocery store
Aldiabout 0.5 mi · 1209 Atlantic Boulevard, Neptune Beach
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Sun & Light
West-facing backyard — the sunset lot
The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 7:34 AM, sunset 6:46 PM.
- Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
- Expect afternoon glare on rear glass, and real value in lanai screening or shade trees.
- Morning coffee happens in shade; the front of the home takes the sunrise.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $526,731 | $137,598 | — |
| 2024 | $458,182 | $133,013 | ▲ $33,388 |
| 2023 | $389,571 | $80,874 | — |
| 2022 | $362,637 | $77,063 | — |
| 2021 | $305,837 | $73,363 | — |
| 2020 | $296,710 | $71,660 | — |
2025 property taxes (current owner): $2,615/yr
Estimated taxes if purchased at asking price: ~$12,300/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Sep 18, 2026Closed$640,000
- Aug 13, 2026Active Under Contract$640,000
- Jul 14, 2026Price change$640,000−$10,000
- Jun 11, 2026Listed$650,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $455/sq ft; this home is listed at $344/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 1312 Jenks Court, Neptune Beach, FL 32266Listed by PONTE VEDRA PALM VALLEY REAL ESTATE COMPANY LLC | Sep 2026 | $740,000 | $370 | 4/2 | 1,999 | 79 | 0.1 |
| 707 Cedar Court, Neptune Beach, FL 32266Listed by WATSON REALTY CORP | Sep 2026 | $890,000 | $517 | 4/2 | 1,720 | 4 | 0.7 |
| 1017 Hagler Drive, Neptune Beach, FL 32266Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Sep 2026 | $1,000,000 | $455 | 4/3 | 2,200 | 3 | 0.7 |
| 451 Sargo Road, Atlantic Beach, FL 32233Listed by MOMENTUM REALTY | Oct 2026 | $575,000 | $428 | 3/2 | 1,344 | 134 | 0.9 |
| 2029 Shadow Lane, Neptune Beach, FL 32266Listed by LPT REALTY LLC | Aug 2026 | $650,000 | $346 | 3/2 | 1,881 | 103 | 0.9 |
| 57 Sherry Drive, Atlantic Beach, FL 32233Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Sep 2026 | $1,380,000 | $640 | 3/2.5 | 2,155 | 22 | 1.1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: LATITUDE 30 REALTY LLC
Sold by: THE LEGENDS OF REAL ESTATE (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
This home sold on Sep 18, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
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