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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville Beach.

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Active

Active·164 days on market

319 1st Avenue N 2-E

Jacksonville Beach, FL 32250

$274,000$489/sqftEst. $1,518/moMLS# 2143805
1
Beds
1
Baths
560
Sq Ft
1937
Built
—
Garage
No
Pool
FEMA Zone XHOA $224/moCondominium1 story

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville Beach

AMAZING INVESTMENT OPPORTUNITY! This charming 1-bedroom, 1-bath condo is located just three blocks from the beach and in the heart of Jacksonville Beach's vibrant dining, shopping, and entertainment district. Short-term rentals are permitted, making this an excellent opportunity for investors, second-home buyers, or those seeking a beachside retreat. Enjoy the convenience of walking to the ocean, local restaurants, boutiques, coffee shops, and entertainment venues. The light and bright residence offers ocean views from the kitchen, bedroom, and bath, adding to its coastal appeal. With one of the lowest monthly condo fees at the beaches--just $224 per month--this property offers exceptional value and low carrying costs. Whether you're looking for a primary residence, vacation getaway, or income-producing investment, this condo delivers the perfect combination of location, lifestyle, and affordability. Don't miss your chance to own a piece of Jacksonville Beach!

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,518
Property taxesest. at asking price, Duval County$447
HOAbilled monthly$224
Estimated total, before insurance$2,190/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,322/yr · $277/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$274,000
$54,800
Loan Term
Monthly Payment
$1,518
Principal & Interest: $1,518
Property taxes (est.): $447
Insurance (est.): $183
Estimated Total Monthly
$2,148
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone B

Zone B evacuates after zone A in an approaching storm.

Roof: Shingle — year not disclosed (home built 1937)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · FL0020231 - City of Jacksonville Beach · Public water (record)

County records show this parcel on central sewer served by FL0020231 - City of Jacksonville Beach — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,818 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$188,500$175,692—
2024$193,000$159,720—
2023$193,000$145,200—
2022$160,000$132,000—
2021$120,000$120,000—
2020$120,000$120,000—

2025 property taxes (current owner): $3,322/yr

Estimated taxes if purchased at asking price: ~$5,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • May 6, 2026Listed$274,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $514/sq ft; this home is listed at $489/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
319 1st Avenue N 1-B, Jacksonville Beach, FL 32250Listed by HOMECOIN.COMAug 2025$270,000$4821/1560800
400 1st Street S E, Jacksonville Beach, FL 32250Listed by FLORIDA HOMES REALTY & MTG LLCNov 2025$361,990$5142/1704230.4
410 1st Street C, Jacksonville Beach, FL 32250Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYMay 2026$325,000$4562/17131410.5
410 1st Street S E, Jacksonville Beach, FL 32250Listed by COLDWELL BANKER VANGUARD REALTYMar 2026$260,000$3652/1713470.5
811 1st Street S 9, Jacksonville Beach, FL 32250Listed by PONTE VEDRA CLUB REALTY, INC.Oct 2026$345,000$6271/15501730.7
829 1st Street 3-D, Jacksonville Beach, FL 32250Listed by MOMENTUM REALTYMar 2026$524,000$7331/1715100.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$274,000
Price / Sq Ft$489
Bedrooms1
Bathrooms1.00
Full Baths1
Square Footage560
Total Structure Area560 sq ft
Year Built1937
TypeResidential
Sub-TypeCondominium
StyleFlat
Property ConditionUpdated/Remodeled
StatusActive
Has PoolNo
Is WaterfrontNo
Direction FacesEast

School Information

MiddleSelect One

Community Information

Address319 1st Avenue N 2-E, Jacksonville Beach, FL 32250
Area213-Jacksonville Beach-NW
SubdivisionPalms Court Condo
CityJacksonville Beach
CountyDuval
StateFL
Zip Code32250
Parcel Number1739150028
ZoningCondominium

Amenities

UtilitiesCable Available, Electricity Available, Electricity Connected, Sewer Available, Sewer Connected, Water Available, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingOff Street

Interior

Interior FeaturesPrimary Bathroom - Shower No Tub
AppliancesDishwasher, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer/Dryer Stacked
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringVinyl
# of Stories1
LevelsOne
LaundryIn Unit
SecuritySmoke Detector(s)

Exterior

RoofShingle
ConstructionFrame, Stucco
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedMay 6, 2026
Days on Market87
HOA Fees$224.44 / Monthly
HOA FrequencyMonthly
HOA NamePalms Court Condominiums
Tax Amount$3,321.92
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: PONTE VEDRA CLUB REALTY, INC.

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines