This home is in Jacksonville.

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Active·1 day on market

9922 Bradley Road

Jacksonville, FL 32246

$375,000$253/sqftEst. $1,996/moMLS# 2155993

Beds

Baths

1,485

Sq Ft

2017

Built

Garage

Pool

About this home

Jacksonville

Newer construction home on spacious .52 acre lot with oversized garage and workshop! This home truly has it all! The home itself is an open concept that allows for easy living and effortless entertaining with lots of natural light. Enjoy a spacious kitchen with granite countertops, classic tile backsplash and a breakfast bar that opens to your dining and living area. The primary bedroom offers dual closets and a spacious en suite. Outside, you'll have endless options for storage, work and play with an oversized two-car garage with a workshop, attached carport, and a 10' x 18' Tuff Shed! All of this is on a generous .52 acre lot. Surrounded by mature trees and nature, this property offers the peaceful feel of country living while keeping you just minutes from city conveniences. This home is located close to everything - just a quick drive to downtown, or easy access to the beaches. You'll love being in the center of everything. Welcome home!

Cost to own

Mortgage calculator

Home Price

$375,000

Down Payment: 20%

$75,000

Interest Rate: 6.55%

Loan Term

Monthly Payment

$1,906

Principal & Interest: $1,906

Est. Taxes & Insurance: $477

Estimated Total Monthly

$2,383

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$1,996

Property taxesest. at asking price, Duval County$612

Estimated total, before insurance$2,608/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$322,341	$0	—
2024	$309,405	$0	▲ $11,809
2023	$309,689	$0	—
2022	$265,109	$0	▲ $18,760
2021	$208,388	$111,715	—
2020	$202,422	$109,414	—

2025 property taxes (current owner): $384/yr

Estimated taxes if purchased at asking price: ~$7,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2017)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,447 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History