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Active

Active·1 day on market

11015 Cosmic Way

Jacksonville, FL 32256

$497,000$258/sqftEst. $2,645/moMLS# 2155887

Beds

Baths

1,925

Sq Ft

2023

Built

Garage

Pool

About this home

Jacksonville

Beautiful Home in the Gated Community of Granville in E-Town - A Must See! This beautifully designed residence offering the perfect blend of style and comfort. The spacious kitchen is the heart of the home, featuring a large island that overlooks the main living area, making it ideal for entertaining and everyday living. Striking navy accent cabinetry, crisp white perimeter cabinets, and light quartz countertops create a timeless, elegant look. Large sliding glass doors fill the home with natural light and open to a covered patio providing the perfect space to relax. The open staircase with modern railing and thoughtfully placed windows enhances the bright, airy feel throughout. Upstairs, you'll find the private living quarters, including a spacious owner's suite with a tray ceiling and a beautifully appointed en-suite bath featuring stylish navy and white finishes. this exceptional home offers modern living in one of Jacksonville's most convenient locations.

Cost to own

Mortgage calculator

Home Price

$497,000

Down Payment: 20%

$99,400

Interest Rate: 6.55%

Loan Term

Monthly Payment

$2,526

Principal & Interest: $2,526

Est. Taxes & Insurance: $632

Estimated Total Monthly

$3,158

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,645

Property taxesest. at asking price, Duval County$812

HOAbilled monthly$250

Estimated total, before insurance$3,707/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $7,303/yr

Estimated taxes if purchased at asking price: ~$9,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,725 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Jul 17, 2026Listed$497,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$497,000

Price / Sq Ft$258

Bedrooms3

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage1,925

Acres0.07 acres

Year Built2023

TypeResidential

Sub-TypeSingle Family Residence

StyleContemporary

Property ConditionUpdated/Remodeled

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

Community Information

Address11015 Cosmic Way, Jacksonville, FL 32256

Area027-Intracoastal West-South Of Jt Butler Blvd

SubdivisionGranville

CityJacksonville

CountyDuval

StateFL

Zip Code32256

Lot Size3,049.2 sq ft

Parcel Number1677613735

Amenities

AmenitiesPool, Clubhouse, Dog Park, Fitness Center, Jogging Path, Playground

UtilitiesNatural Gas Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingGarage, Garage Door Opener

Interior

Interior FeaturesCeiling Fan(s), Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Double Oven, Dryer, Gas Cooktop, Gas Oven, Gas Water Heater, Microwave, Refrigerator, Tankless Water Heater, Washer

HeatingCentral

CoolingCentral Air

FlooringCarpet, Tile

# of Stories2

LevelsTwo

LaundryIn Unit, Upper Level

SecuritySecurity Gate