This home is in Jacksonville — a pool home in Jacksonville.
Active·91 days on market
5538 Anchor Lane
Jacksonville, FL 32207
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About this home
Jacksonville
An ALL-BRICK POOL HOME under $400K! Set along a private road, this 1941 home offers the privacy, character, and flexibility that are increasingly difficult to find in Jacksonville. It is well suited for buyers who appreciate a quieter setting, generous parking, additional living space, and the opportunity to personalize a home with timeless charm. The main residence features four bedrooms and two bathrooms, while the detached one-bedroom, one-bath suite provides flexible space for guests, extended household members, a private office, or studio. Buyers should plan for flooring, painting, and select updates. This is not a fully renovated home, and the current asking price reflects the improvements needed. For buyers comfortable taking on cosmetic projects, it offers the opportunity to settle in and personalize the finishes along the way. Several important improvements have already been completed. The roof, HVAC system, septic tank, and drain field are approximately five years old. Other
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 1941)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Septic system (public record) · Private well (public record)
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,183 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access and league fields from this home's location.
Closest beach parking
Atlantic Blvdabout 13 mi · 50 parking spaces
Closest park or preserve
Reddie Point Preserveabout 5 mi · 1.2 mi of trails
Closest public boat ramp
Arlington Road Public Boat Rampabout 2 mi · St. Johns River
Closest kayak & paddleboard launch
Bee Street Park – Paddlecraft Accessabout 2 mi · Saint Johns River
Closest youth league fields
Glynlea Parkabout 1 mi · Baseball, Softball
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $4,970/yr
Estimated taxes if purchased at asking price: ~$7,600/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Sep 22, 2026Price change$390,000−$59,999
- Aug 3, 2026Price change$449,999−$25,001
- Jul 18, 2026Active$475,000
- Jul 12, 2026Listed$475,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $172/sq ft; this home is listed at $163/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 1425 Oak Haven Road, Jacksonville, FL 32207Listed by WATSON REALTY CORP | Aug 2026 | $385,000 | $169 | 4/2 | 2,272 | 31 | 0.2 |
| 4838 River Basin Drive S, Jacksonville, FL 32207Listed by FLORIDA HOMES REALTY & MTG LLC | Aug 2026 | $475,000 | $228 | 3/2.5 | 2,079 | 23 | 0.6 |
| 2332 Buttonwood Drive, Jacksonville, FL 32216Listed by HERRON REAL ESTATE LLC | Jul 2026 | $250,000 | $118 | 3/2 | 2,114 | 61 | 0.6 |
| 5405 Weller Avenue, Jacksonville, FL 32211Listed by WATSON REALTY CORP | Sep 2026 | $260,000 | $116 | 3/2.5 | 2,242 | 14 | 0.9 |
| 351 University Boulevard N, Jacksonville, FL 32211Listed by FLORIDA HOMES REALTY & MTG LLC | Aug 2026 | $325,000 | $174 | 3/2 | 1,873 | 81 | 0.9 |
| 5420 Grove Avenue, Jacksonville, FL 32211Listed by KELLER WILLIAMS JACKSONVILLE | Aug 2026 | $351,200 | $172 | 3/2.5 | 2,042 | 7 | 0.9 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: BOLD CITY REALTY GROUP INC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines